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Konut Kredisi Hesaplayıcı

🏠 FREE TOOL · DUBAI 2026

Dubai Konut Kredisi hesaplama

Dubai’daki herhangi bir gayrimenkul için aylık kredi taksitlerinizi, toplam kredi maliyetinizi anında hesaplayın ve Golden Vize'ye uygun olup olmadığınızı öğrenin.

Kredi detayları

Hesaplama yapmak için kaydırıcıları ayarlayın veya değerleri girin.

Gayrimenkul Fiyatı 1,500,000 AED
Peşinat 20% — AED 300,000
LTV: 80% · Max allowed: 80% (Resident)
Yıllık Faiz Oranı 4.5%
Avg. Dubai variable rate: ~4.5–5.5% · Fixed: ~4.8–6.0%
Kredi Vadesi 25 yıl
Max term: 25 years (Resident)

Your Results

Live calculation — updates as you adjust

Aylık kredi ödemesi AED 8,237 ≈ USD 2,242 / month
📊 Kredi Meblağı 1,200,000 AED
💵 Peşinat AED 300,000 (20%)
📅 Aylık Ödeme AED 8,237
📅 Yıllık Ödeme AED 98,844
💰 Yıllık Faiz AED 1,271,100
🏦 Toplam Kredi Ödemesi AED 2,471,100
🏠 Toplam Gayrimenkul Bedeli AED 2,771,100
📆 5 Yıllık ödeme cedvetli
YılAylıkAnaparaFaizBalans
Birleşik Arap Emirlikleri
Altın Vize Uygunluğu Your property price qualifies for the UAE 10-year Golden Visa (min. AED 2,000,000).
Rates shown are indicative. Contact TruHauz for a bank pre-approval with live market rates.
🏦

BAE Oturum Sahibi Kredi/Değer Oranı (LTV)

Kadar 80% LTV İlk konut için 'e kadar · İkinci konut için 'e kadar · Azami vade: 25 yıl

🌍

Yurt Dışında İkamet Edenler için Kredi/Değer Oranı (LTV)

Kadar 75% LTV for first property · Stricter income documentation · Max term 25 years

💳

Satın Alma Masrafları

DLD fee 4% · Mortgage registration 0.25% · Agent fee 2% (TruHauz: 0% for buyers)

BAE Oturum Sahipleri ve Yurt Dışında İkamet Edenler için Konut Kredileri

Her iki alıcı profili için BAE bankalarının sunduğu konut kredisi seçenekleri arasındaki temel farklar.

🇦🇪 Dubai Oturum İzni

BAE'de maaşlı çalışan veya serbest meslek sahibi

  • Kadar 80% LTV on first property
  • Kadar 65% LTV on second property
  • Loan terms up to 25 yıl
  • Age limit: loan must end by age 65 (salaried) or 70 (self-employed)
  • Required: 6 months UAE employment / 2 years self-employed
  • Minimum salary: AED 15,000/month (varies by bank)

Yurt Dışı Oturumlu

Based outside the UAE

  • Kadar 75% LTV on first property
  • Loan terms up to 25 yıl
  • Higher documentation requirements
  • Income must be verifiable and stable
  • Fewer banks offer non-resident products
  • TruHauz connects you to non-resident specialist lenders

Ready to get pre-approved? TruHauz connects you to the best rates.

We work with UAE’s leading mortgage brokers — free consultation, 0% fee for buyers. RERA Lic. 60838.

Free Mortgage Consultation

Speak to a Dubai Mortgage Specialist

TruHauz connects buyers with UAE’s leading mortgage brokers. Whether you’re a resident or non-resident, we’ll find the best rate and structure for your purchase.

📞Telefon / WhatsApp+971 52 971 5488
🏢RERA Lisanslı60838 — Dubai, BAE

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