{"id":46024,"date":"2026-11-01T19:27:10","date_gmt":"2026-11-01T15:27:10","guid":{"rendered":"https:\/\/truhauz.com\/palm-springs-payment-plan-calculator\/"},"modified":"2026-11-01T19:29:28","modified_gmt":"2026-11-01T15:29:28","slug":"palm-springs-payment-plan-calculator","status":"publish","type":"page","link":"https:\/\/truhauz.com\/tr\/palm-springs-payment-plan-calculator\/","title":{"rendered":"Palm Springs \u00d6deme Plan\u0131 Hesaplay\u0131c\u0131"},"content":{"rendered":"\n<style>\n@import url('https:\/\/fonts.googleapis.com\/css2?family=Playfair+Display:wght@400;600;700&family=Inter:wght@300;400;500;600;700&display=swap');\n.thpc,.thpc *,.thpc *::before,.thpc *::after{box-sizing:border-box}\n.thpc{font-family:'Inter',sans-serif;color:#1f1a1d;line-height:1.75;background:#fff;width:100vw;max-width:100vw!important;position:relative;left:50%;margin-left:-50vw;margin-right:-50vw;overflow-x:hidden;-webkit-text-size-adjust:100%;font-size:16px}\n.thpc h1,.thpc h2,.thpc h3,.thpc 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td:nth-child(5){display:table-cell!important}}\n<\/style>\n<div class=\"thpc\">\n<section class=\"thpc-hero\"><div class=\"thpc-c\">\n<span class=\"thpc-eye\">TruHauz Calculator &middot; Palm Springs by Nakheel &middot; Jebel Ali<\/span>\n<h2 class=\"thpc-h1\">Palm Springs Payment Plan Calculator: Every Instalment, the DLD Fee and the Handover Balance<\/h2>\n<p>Pick a Palm Springs townhouse or villa, enter a price and see the reported 20\/40\/40 plan as a full schedule: what you pay at booking, during construction and on handover, plus the 4% DLD fee and an optional mortgage on the final 40%. You can change every percentage.<\/p>\n<p class=\"thpc-upd\">Last updated 1 November 2026 &middot; Prices and plan are pre-launch indications, not Nakheel&rsquo;s price list<\/p>\n<div class=\"thpc-btns\">\n<a class=\"thpc-btn thpc-btn-wa\" href=\"https:\/\/wa.me\/971529715488?text=Hi%20TruHauz%2C%20please%20send%20me%20the%20Palm%20Springs%20by%20Nakheel%20price%20list%20and%20payment%20plan%20when%20released.\" target=\"_blank\" rel=\"noopener\">Get the official price list<\/a>\n<a class=\"thpc-btn thpc-btn-lt\" href=\"https:\/\/truhauz.com\/palm-springs-nakheel\/\">Palm Springs project brief<\/a>\n<a class=\"thpc-btn thpc-btn-ol\" href=\"#thpc-tool\">Open calculator<\/a>\n<\/div>\n<\/div><\/section>\n<section class=\"thpc-s\"><div class=\"thpc-c thpc-narrow\">\n<span class=\"thpc-eye\">Quick answer<\/span>\n<h2>How much do I pay for Palm Springs, and when?<\/h2>\n<div class=\"thpc-ans\">\n<p><strong>On the reported Palm Springs payment plan you pay 20% of the price on booking, 40% in instalments during construction and 40% on handover, estimated for Q1 2031.<\/strong> The 4% Dubai Land Department fee is due on top when the contract is registered, and residential property carries no VAT. For a 4-bedroom townhouse at TruHauz&rsquo;s expected price of AED 3.8M, that is <strong>AED 912,000 upfront<\/strong> (AED 760,000 booking plus AED 152,000 DLD fee), <strong>AED 1.52M<\/strong> during construction and <strong>AED 1.52M<\/strong> on handover, which can be financed with a mortgage. Nakheel has not yet confirmed prices or the plan.<\/p>\n<\/div>\n<\/div><\/section>\n<section class=\"thpc-s thpc-tint\" id=\"thpc-tool\"><div class=\"thpc-c\">\n<span class=\"thpc-eye\">Calculator<\/span>\n<h2>Palm Springs payment plan calculator<\/h2>\n<p class=\"thpc-lead\">Choose a home type, check the price, and adjust the plan if Nakheel&rsquo;s launch terms differ. Results update as you type.<\/p>\n<div class=\"thpc-calc\" id=\"thpc-calc\">\n<div class=\"thpc-form\">\n<div class=\"thpc-f\">\n<label for=\"thpc-type\">1. Home type<\/label>\n<select id=\"thpc-type\"><option value=\"th3\">3-bed townhouse &middot; ~2,300 sq ft &middot; ~AED 3.3M<\/option><option value=\"th4\" selected>4-bed townhouse &middot; ~2,800 sq ft &middot; ~AED 3.8M<\/option><option value=\"th4l\">4-bed townhouse (larger) &middot; ~3,300 sq ft &middot; ~AED 4.4M<\/option><option value=\"v4\">4-bed villa &middot; ~4,400 sq ft &middot; ~AED 7.0M<\/option><option value=\"v5\">5-bed villa &middot; ~5,400 sq ft &middot; ~AED 9.5M<\/option><\/select>\n<small>Indicative sizes and prices from pre-launch reports, <strong>not Nakheel&rsquo;s price list<\/strong>.<\/small>\n<\/div>\n<div class=\"thpc-f\">\n<label for=\"thpc-price\">2. Price (AED)<\/label>\n<input type=\"text\" id=\"thpc-price\" inputmode=\"numeric\" autocomplete=\"off\" value=\"3,800,000\">\n<small id=\"thpc-ppsf\">Change it to the launch price once released.<\/small>\n<\/div>\n<div class=\"thpc-f\">\n<span class=\"thpc-lb\">3. Payment plan split (%)<\/span>\n<div class=\"thpc-split\">\n<div><input type=\"number\" id=\"thpc-pb\" min=\"0\" max=\"100\" step=\"1\" value=\"20\"><small>Booking<\/small><\/div>\n<div><input type=\"number\" id=\"thpc-pc\" min=\"0\" max=\"100\" step=\"1\" value=\"40\"><small>Construction<\/small><\/div>\n<div><input type=\"number\" id=\"thpc-ph\" min=\"0\" max=\"100\" step=\"1\" value=\"40\"><small>Handover<\/small><\/div>\n<\/div>\n<small>Default 20 \/ 40 \/ 40 is the reported plan. Must add up to 100%.<\/small>\n<\/div>\n<div class=\"thpc-f\">\n<label for=\"thpc-n\">4. Construction instalments<\/label>\n<select id=\"thpc-n\"><option value=\"1\">1 payment<\/option><option value=\"2\">2 payments<\/option><option value=\"4\" selected>4 payments<\/option><option value=\"6\">6 payments<\/option><option value=\"8\">8 payments<\/option><\/select>\n<label class=\"thpc-chk\" style=\"margin-top:8px\"><input type=\"checkbox\" id=\"thpc-ind\"><span>Show indicative months (our assumption: booking November 2026, instalments spread evenly to handover in Q1 2031)<\/span><\/label>\n<\/div>\n<div class=\"thpc-f\">\n<label for=\"thpc-adm\">5. Registration and admin fees (AED)<\/label>\n<input type=\"text\" id=\"thpc-adm\" inputmode=\"numeric\" autocomplete=\"off\" value=\"5,000\">\n<small>Our estimate for DLD\/Oqood admin and registration charges. Adjust if your quote differs.<\/small>\n<\/div>\n<div class=\"thpc-f\">\n<span class=\"thpc-lb\">6. Optional: mortgage at handover<\/span>\n<label class=\"thpc-chk\"><input type=\"checkbox\" id=\"thpc-mtg\"><span>Finance the handover payment with a mortgage<\/span><\/label>\n<input type=\"number\" id=\"thpc-ltv\" min=\"0\" max=\"80\" step=\"5\" value=\"80\" style=\"margin-top:8px\" aria-label=\"Loan to value percent\">\n<small>Maximum loan-to-value (%). UAE Central Bank caps for expats: 80% up to AED 5M, 70% above, on a first home. Mortgage registration fee 0.25% of the loan is added.<\/small>\n<\/div>\n<\/div>\n<div class=\"thpc-warn\" id=\"thpc-warn\"><\/div>\n<div class=\"thpc-empty\" id=\"thpc-empty\">Enter a price to see the payment schedule.<\/div>\n<div class=\"thpc-out\" id=\"thpc-out\">\n<div class=\"thpc-kp\">\n<div class=\"thpc-k thpc-main\"><span>Home price<\/span><b id=\"thpc-o-price\">&ndash;<\/b><small id=\"thpc-o-psub\"><\/small><\/div>\n<div class=\"thpc-k\"><span>Due at booking<\/span><b id=\"thpc-o-book\">&ndash;<\/b><small id=\"thpc-o-bsub\"><\/small><\/div>\n<div class=\"thpc-k\"><span>During construction<\/span><b id=\"thpc-o-con\">&ndash;<\/b><small id=\"thpc-o-csub\"><\/small><\/div>\n<div class=\"thpc-k\"><span>On handover<\/span><b id=\"thpc-o-hand\">&ndash;<\/b><small id=\"thpc-o-hsub\">Estimated Q1 2031 (unconfirmed)<\/small><\/div>\n<div class=\"thpc-k\"><span>Cash before handover<\/span><b id=\"thpc-o-pre\">&ndash;<\/b><small>Booking + construction + DLD + fees<\/small><\/div>\n<div class=\"thpc-k\"><span>All-in cost<\/span><b id=\"thpc-o-all\">&ndash;<\/b><small>Price + 4% DLD + fees (no VAT on homes)<\/small><\/div>\n<\/div>\n<div class=\"thpc-sched\">\n<h3>Payment schedule<\/h3>\n<div class=\"thpc-tw\"><table class=\"thpc-t\"><thead><tr><th>#<\/th><th>Instalment<\/th><th>When*<\/th><th>Share<\/th><th>Amount (AED)<\/th><th>Running total (AED)<\/th><\/tr><\/thead><tbody id=\"thpc-rows\"><\/tbody><\/table><\/div>\n<p class=\"thpc-note\">*Booking is assumed on 1 November 2026. Construction instalments fall due on milestones Nakheel certifies, not on fixed dates; months are shown only if you tick the indicative box, and are our assumption. Amounts are rounded to the nearest dirham.<\/p>\n<\/div>\n<\/div>\n<div class=\"thpc-btns\"><a class=\"thpc-btn thpc-btn-wa\" id=\"thpc-wa\" href=\"https:\/\/wa.me\/971529715488?text=Hi%20TruHauz%2C%20please%20send%20me%20the%20Palm%20Springs%20by%20Nakheel%20price%20list%20and%20payment%20plan%20when%20released.\" target=\"_blank\" rel=\"noopener\">Send me the Palm Springs price list for this home<\/a><\/div>\n<\/div>\n<p class=\"thpc-note\">The calculator runs in your browser. Nothing you type is stored or sent anywhere unless you tap the WhatsApp button.<\/p>\n<\/div><\/section>\n<section class=\"thpc-s\"><div class=\"thpc-c\">\n<span class=\"thpc-eye\">Worked examples<\/span>\n<h2>Palm Springs payment plan by home type<\/h2>\n<p class=\"thpc-lead\">The reported 20\/40\/40 plan applied to each indicative price. All figures in AED.<\/p>\n<div class=\"thpc-tw\"><table class=\"thpc-t\"><thead><tr><th>Home type<\/th><th>Indicative price<\/th><th>DLD fee 4%<\/th><th>Upfront (20% + DLD)<\/th><th>Construction 40%<\/th><th>Handover 40%<\/th><th>Total incl. DLD<\/th><\/tr><\/thead><tbody><tr><td>3-bed townhouse<\/td><td>3,300,000<\/td><td>132,000<\/td><td>792,000<\/td><td>1,320,000<\/td><td>1,320,000<\/td><td>3,432,000<\/td><\/tr><tr><td>4-bed townhouse<\/td><td>3,800,000<\/td><td>152,000<\/td><td>912,000<\/td><td>1,520,000<\/td><td>1,520,000<\/td><td>3,952,000<\/td><\/tr><tr><td>4-bed townhouse (larger)<\/td><td>4,400,000<\/td><td>176,000<\/td><td>1,056,000<\/td><td>1,760,000<\/td><td>1,760,000<\/td><td>4,576,000<\/td><\/tr><tr><td>4-bed villa<\/td><td>7,000,000<\/td><td>280,000<\/td><td>1,680,000<\/td><td>2,800,000<\/td><td>2,800,000<\/td><td>7,280,000<\/td><\/tr><tr><td>5-bed villa<\/td><td>9,500,000<\/td><td>380,000<\/td><td>2,280,000<\/td><td>3,800,000<\/td><td>3,800,000<\/td><td>9,880,000<\/td><\/tr><\/tbody><\/table><\/div>\n<p class=\"thpc-note\">Before admin and registration fees. Prices are from pre-launch reports; TruHauz expects the starting price to be around AED 3.8M. See unit sizes and what is confirmed on the <a href=\"https:\/\/truhauz.com\/palm-springs-nakheel\/\">Palm Springs by Nakheel<\/a> project brief.<\/p>\n<\/div><\/section>\n<section class=\"thpc-s thpc-tint\"><div class=\"thpc-c\">\n<span class=\"thpc-eye\">How it works<\/span>\n<h2>How the Palm Springs 60\/40 plan works in practice<\/h2>\n<div class=\"thpc-g3\">\n<div class=\"thpc-card\"><h3>20% on booking<\/h3><p>Paid with the reservation, together with the 4% DLD fee when the contract is registered on Oqood. On a AED 3.8M townhouse that is about AED 917,000 including our fee estimate. Pay only into Nakheel&rsquo;s project escrow account.<\/p><\/div>\n<div class=\"thpc-card\"><h3>40% during construction<\/h3><p>Usually split into milestone instalments over roughly four years. Nakheel issues a demand notice as each stage is reached, so timing depends on build progress rather than calendar dates.<\/p><\/div>\n<div class=\"thpc-card\"><h3>40% on handover<\/h3><p>The final balance is due at completion, estimated for Q1 2031. Because 60% is already paid, a mortgage at up to 80% loan-to-value can usually cover the whole handover amount for homes up to AED 5M.<\/p><\/div>\n<\/div>\n<p class=\"thpc-note\" style=\"margin-top:18px\">Plan details could change at launch. If Nakheel switches to a longer construction plan or a post-handover plan, enter the new percentages above. For the wider picture, read <a href=\"https:\/\/truhauz.com\/buy-property-dubai-instalments\/\">buying property in Dubai on instalments<\/a> and <a href=\"https:\/\/truhauz.com\/dubais-new-early-mortgage-model-for-off-plan-properties\/\">Dubai&rsquo;s early mortgage model for off-plan<\/a>.<\/p>\n<\/div><\/section>\n<section class=\"thpc-s\" id=\"thpc-faq\"><div class=\"thpc-c thpc-narrow\">\n<span class=\"thpc-eye\">FAQ<\/span>\n<h2>Palm Springs price and payment plan: FAQ<\/h2>\n<div class=\"thpc-faq\"><details><summary>What is the Palm Springs payment plan?<\/summary><div><p>The plan reported before launch is 60\/40: 20% on booking, 40% during construction and 40% on handover, estimated for Q1 2031. Nakheel has not confirmed it, so check the final plan in the launch pack and your Sales and Purchase Agreement.<\/p><\/div><\/details><details><summary>How much do I need upfront for a Palm Springs townhouse?<\/summary><div><p>About 24% of the price plus admin fees: the 20% booking payment and the 4% DLD fee. On a AED 3.8M 4-bedroom townhouse that is about AED 912,000, or around AED 917,000 with an estimated AED 5,000 in registration and admin charges.<\/p><\/div><\/details><details><summary>Is there VAT on Palm Springs villas and townhouses?<\/summary><div><p>No. Residential property in Dubai is not subject to VAT on the purchase price. The 4% DLD fee and registration charges apply.<\/p><\/div><\/details><details><summary>Can I use a mortgage for the handover payment?<\/summary><div><p>Yes, usually. UAE banks lend up to 80% of the value for expats buying a first home up to AED 5M, and 70% above that, so the 40% handover balance can normally be financed in full. A mortgage registration fee of 0.25% of the loan applies.<\/p><\/div><\/details><details><summary>What prices does the calculator use?<\/summary><div><p>The presets are indicative prices from pre-launch reports: about AED 3.3M for a 3-bedroom townhouse, AED 3.8M to 4.4M for a 4-bedroom townhouse, AED 7M for a 4-bedroom villa and AED 9.5M for a 5-bedroom villa. They are not Nakheel\u2019s price list; you can type any price.<\/p><\/div><\/details><details><summary>When are the construction instalments due?<\/summary><div><p>Each is due when Nakheel certifies a construction milestone, not on a fixed date. The calculator can spread them evenly between booking and the estimated Q1 2031 handover as an illustration only.<\/p><\/div><\/details><details><summary>Is the Palm Springs payment plan final?<\/summary><div><p>No. As of 1 November 2026 it is a pre-launch indication. Developers sometimes adjust the split or add a post-handover option at launch. The calculator lets you change all three percentages.<\/p><\/div><\/details><details><summary>How do I get the official Palm Springs price list?<\/summary><div><p>Message TruHauz on WhatsApp at +971 52 971 5488. We will send Nakheel\u2019s price list, floor plans and confirmed payment plan as soon as they are released, at no cost to you.<\/p><\/div><\/details><\/div>\n<p>More on the project: the <a href=\"https:\/\/truhauz.com\/palm-springs-nakheel\/\">Palm Springs by Nakheel guide<\/a>, <a href=\"https:\/\/truhauz.com\/nakheel-palm-springs-launch\/\">Palm Springs launch news<\/a>, <a href=\"https:\/\/truhauz.com\/palm-springs-vs-palm-jebel-ali\/\">Palm Springs vs Palm Jebel Ali<\/a>, the <a href=\"https:\/\/truhauz.com\/nakheel-properties\/\">Nakheel properties guide<\/a>, <a href=\"https:\/\/truhauz.com\/townhouses-for-sale-in-dubai\/\">townhouses for sale in Dubai<\/a> and <a href=\"https:\/\/truhauz.com\/expression-of-interest-dubai-off-plan\/\">how EOIs work before a launch<\/a>.<\/p>\n<\/div><\/section>\n<section class=\"thpc-cta\"><div class=\"thpc-c\">\n<h2>Get the Palm Springs price list<\/h2>\n<p>Tell us the home type you are considering and we will send Nakheel&rsquo;s price list and payment plan the moment they are released, and help you register for priority at unit selection.<\/p>\n<div class=\"thpc-btns\">\n<a class=\"thpc-btn thpc-btn-wa\" href=\"https:\/\/wa.me\/971529715488?text=Hi%20TruHauz%2C%20please%20send%20me%20the%20Palm%20Springs%20by%20Nakheel%20price%20list%20and%20payment%20plan%20when%20released.\" target=\"_blank\" rel=\"noopener\">Send me the price list<\/a>\n<a class=\"thpc-btn thpc-btn-lt\" href=\"https:\/\/truhauz.com\/palm-springs-nakheel\/\">Palm Springs project brief<\/a>\n<a class=\"thpc-btn thpc-btn-ol\" href=\"https:\/\/truhauz.com\/properties\/?property_city=jebel-ali\">Browse Jebel Ali<\/a>\n<\/div>\n<p style=\"margin-top:18px\">WhatsApp or call +971 52 971 5488<\/p>\n<\/div><\/section>\n<section class=\"thpc-s\"><div class=\"thpc-c thpc-narrow\">\n<span class=\"thpc-eye\">Sources<\/span>\n<p class=\"thpc-src\">Indicative Palm Springs sizes, prices and the 20\/40\/40 plan: pre-launch broker reports (October&ndash;November 2026) and TruHauz market intelligence. 4% DLD transfer fee: Dubai Land Department. Mortgage loan-to-value caps and the 0.25% mortgage registration fee: UAE Central Bank and DLD standard rates. Admin and registration fees are a TruHauz estimate. Nakheel had not published a Palm Springs price list or payment plan at the time of writing; results are illustrations and only the signed Sales and Purchase Agreement is binding. This page is general information, not financial advice.<\/p>\n<\/div><\/section>\n<\/div>\n<script>\n(function(){var T={th3:{n:'3-bed townhouse',s:2300,p:3300000},th4:{n:'4-bed townhouse',s:2800,p:3800000},th4l:{n:'4-bed townhouse (larger)',s:3300,p:4400000},v4:{n:'4-bed villa',s:4400,p:7000000},v5:{n:'5-bed villa',s:5400,p:9500000}};\nvar MON=['Jan','Feb','Mar','Apr','May','Jun','Jul','Aug','Sep','Oct','Nov','Dec'],B_Y=2026,B_M=10,H_M=52;\nfunction fmt(n){return Math.round(n).toString().replace(\/\\B(?=(\\d{3})+(?!\\d))\/g,',');}\nfunction num(s){var v=parseFloat(String(s).replace(\/[^0-9.]\/g,''));return isNaN(v)?0:v;}\nfunction mon(m){var t=B_M+m;return MON[t%12]+' '+(B_Y+Math.floor(t\/12));}\nfunction init(){var root=document.getElementById('thpc-calc');if(!root)return;\nfunction $(i){return document.getElementById(i);}\nfunction st(i,t){var e=$(i);if(e)e.textContent=t;}\nvar ty=$('thpc-type'),pr=$('thpc-price'),pb=$('thpc-pb'),pc=$('thpc-pc'),ph=$('thpc-ph'),n=$('thpc-n'),ind=$('thpc-ind'),adm=$('thpc-adm'),mtg=$('thpc-mtg'),ltv=$('thpc-ltv'),out=$('thpc-out'),empty=$('thpc-empty'),warn=$('thpc-warn'),wa=$('thpc-wa');\nfunction render(){var t=T[ty.value]||T.th4;var p=num(pr.value),b=num(pb.value),c=num(pc.value),h=num(ph.value),k=parseInt(n.value,10)||4,a=num(adm.value),iv=!!ind.checked;\nvar sum=b+c+h;if(Math.abs(sum-100)>0.01){warn.textContent='The plan adds up to '+sum+'%. 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