{"id":38033,"date":"2026-08-24T09:21:38","date_gmt":"2026-08-24T05:21:38","guid":{"rendered":"https:\/\/truhauz.com\/buying-mortgaged-property-dubai\/"},"modified":"2026-08-24T09:21:38","modified_gmt":"2026-08-24T05:21:38","slug":"buying-mortgaged-property-dubai","status":"publish","type":"post","link":"https:\/\/truhauz.com\/ru\/buying-mortgaged-property-dubai\/","title":{"rendered":"Buying a Mortgaged Property in Dubai: The Full Process"},"content":{"rendered":"\n<!-- ============================================================\n  TRUHAUZ.COM \u2014 BLOG POST (MOBILE-OPTIMISED)\n  Title:    Buying a Mortgaged Property in Dubai: The Full Process\n  Slug:     buying-mortgaged-property-dubai\n  Keywords: buying mortgaged property Dubai, mortgage release Dubai, liability letter\n  ============================================================ -->\n\n<style>\n@import url('https:\/\/fonts.googleapis.com\/css2?family=Playfair+Display:wght@400;600;700&family=Inter:wght@300;400;500;600&display=swap');\n\n.mz *,.mz *::before,.mz *::after{box-sizing:border-box;margin:0;padding:0}\n.mz{font-family:'Inter',sans-serif;color:#1a1a2e;line-height:1.7;background:#fff;width:100vw!important;max-width:100vw!important;position:relative!important;left:50%!important;margin-left:-50vw!important;margin-right:-50vw!important;overflow-x:hidden!important;-webkit-text-size-adjust:100%}\n.mz h1,.mz h2,.mz h3,.mz h4{font-family:'Playfair Display',serif}\n.mz a{color:#660033;text-decoration:none}\n.mzc{max-width:1140px;margin:0 auto;padding:0 20px}\n.mzs{padding:60px 0}\n.mzg{background:#fdf0f5}\n.mzd{background:#660033}\n.mzdk{background:#3d001e}\n.mzct{text-align:center}\n.mzt{display:inline-block;background:#660033;color:#fff!important;font-size:.68rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;padding:5px 15px;border-radius:100px;margin-bottom:14px}\n\n\/* HERO *\/\n.mz-hero{position:relative;min-height:540px;display:flex;align-items:flex-end;overflow:hidden}\n.mz-hero-bg{position:absolute;inset:0;background:linear-gradient(150deg,#0d0005 0%,#2a0015 35%,#660033 70%,#880044 100%)}\n.mz-hero-pat{position:absolute;inset:0;background-image:radial-gradient(ellipse at 75% 15%,rgba(255,255,255,.07) 0%,transparent 55%),radial-gradient(ellipse at 10% 80%,rgba(0,0,0,.22) 0%,transparent 45%)}\n.mz-hero-ov{position:absolute;inset:0;background:linear-gradient(to top,rgba(10,0,5,.93) 0%,rgba(10,0,5,.15) 55%,transparent 100%)}\n.mz-hero-content{position:relative;z-index:2;padding:52px 20px 64px;max-width:960px;margin:0 auto;width:100%}\n.mz-eyebrow{display:inline-block;border:1px solid rgba(255,255,255,.45);color:#fff!important;font-size:.65rem;font-weight:600;letter-spacing:.13em;text-transform:uppercase;padding:5px 16px;border-radius:100px;margin-bottom:18px}\n.mz-hero h1{font-size:clamp(2rem,5vw,3.5rem);color:#fff!important;line-height:1.08;margin-bottom:16px}\n.mz-hero h1 span{color:rgba(255,200,210,.85)!important}\n.mz-hero-sub{font-size:clamp(.93rem,2.2vw,1.08rem);color:rgba(255,255,255,.83)!important;max-width:740px;margin-bottom:28px;line-height:1.75}\n.mz-hero-meta{display:flex;gap:10px 22px;flex-wrap:wrap}\n.mz-hm{font-size:.82rem;color:rgba(255,255,255,.7)!important;display:flex;align-items:center;gap:6px}\n.mz-hm strong{color:#fff!important}\n\n\/* STRIP *\/\n.mz-strip{background:#1a0a00}\n.mz-strip-in{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid rgba(255,255,255,.08)}\n.mz-si{padding:22px 12px;text-align:center;border-right:1px solid rgba(255,255,255,.08)}\n.mz-si:last-child{border-right:none}\n.mz-sv{font-family:'Playfair Display',serif;font-size:clamp(1.15rem,3vw,1.65rem);color:#fff;font-weight:700;line-height:1;display:block;margin-bottom:5px}\n.mz-sl{font-size:.61rem;color:rgba(255,255,255,.5);text-transform:uppercase;letter-spacing:.09em;font-weight:600;line-height:1.3}\n\n\/* TYPOGRAPHY *\/\n.mz-title{font-size:clamp(1.6rem,4vw,2.4rem);margin-bottom:12px;color:#1a1a2e;line-height:1.18}\n.mz-title.white{color:#fff!important}\n.mz-sub{color:#555;max-width:720px;margin-bottom:36px;font-size:.97rem;line-height:1.75}\n.mz-sub.white{color:rgba(255,255,255,.74)!important}\n.mzct .mz-sub{margin-left:auto;margin-right:auto}\n\n\/* BODY *\/\n.mz-body p{color:#444;font-size:.96rem;line-height:1.82;margin-bottom:18px}\n.mz-body strong{color:#1a1a2e}\n.mz-body a{color:#660033;font-weight:600;border-bottom:1px solid rgba(102,0,51,.3);padding-bottom:1px}\n.mz-hbox{background:#fdf0f5;border-left:4px solid #660033;padding:16px 20px;border-radius:0 8px 8px 0;margin:22px 0;color:#333;font-size:.93rem;line-height:1.75}\n\n\/* PRICE TABLE *\/\n.mz-table-wrap{overflow-x:auto;margin-top:32px;border-radius:12px;border:1px solid #f0dde5;box-shadow:0 4px 20px rgba(102,0,51,.07)}\n.mz-table{width:100%;border-collapse:collapse;font-size:.88rem}\n.mz-table thead tr{background:#660033}\n.mz-table thead th{color:#fff!important;padding:14px 16px;text-align:left;font-weight:600;font-size:.82rem;letter-spacing:.04em;white-space:nowrap}\n.mz-table tbody tr{border-bottom:1px solid #fde8f0;transition:background .15s}\n.mz-table tbody tr:hover{background:#fdf5f8}\n.mz-table tbody tr:last-child{border-bottom:none}\n.mz-table td{padding:13px 16px;color:#333;vertical-align:middle}\n.mz-table td:first-child{font-weight:600;color:#1a1a2e}\n.mz-badge{display:inline-block;font-size:.68rem;font-weight:700;padding:3px 9px;border-radius:100px;white-space:nowrap}\n.mz-badge.high{background:#fde8f0;color:#660033}\n.mz-badge.mid{background:#fff3e0;color:#8a4500}\n.mz-badge.low{background:#e8f5e9;color:#1b5e20}\n.mz-badge.top{background:#660033;color:#fff!important}\n\n\/* AREA CARDS *\/\n.mz-area-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:36px}\n.mz-area-card{background:#fff;border:1px solid #f0dde5;border-radius:14px;overflow:hidden;transition:box-shadow .2s}\n.mz-area-card:hover{box-shadow:0 8px 32px rgba(102,0,51,.12)}\n.mz-area-head{padding:18px 20px;background:#fdf0f5;border-bottom:1px solid #fde8f0}\n.mz-area-name{font-family:'Playfair Display',serif;font-size:1.05rem;color:#1a1a2e;font-weight:700;margin-bottom:4px}\n.mz-area-type{font-size:.72rem;color:#888;text-transform:uppercase;letter-spacing:.1em;font-weight:600}\n.mz-area-body{padding:16px 20px}\n.mz-area-price{font-family:'Playfair Display',serif;font-size:1.5rem;color:#660033;font-weight:700;display:block;margin-bottom:2px}\n.mz-area-unit{font-size:.72rem;color:#999;text-transform:uppercase;letter-spacing:.08em;display:block;margin-bottom:10px}\n.mz-area-row{display:flex;justify-content:space-between;font-size:.8rem;color:#666;padding:5px 0;border-bottom:1px solid #fdf0f5}\n.mz-area-row:last-child{border-bottom:none}\n.mz-area-row span:last-child{font-weight:600;color:#1a1a2e}\n\n\/* TWO-COL *\/\n.mz-2col{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:start}\n\n\/* OVERVIEW BOX *\/\n.mz-ov{background:#fff;border:1px solid #f0dde5;border-radius:14px;overflow:hidden;box-shadow:0 6px 28px rgba(102,0,51,.08)}\n.mz-ov-head{background:#3d001e;padding:20px 22px}\n.mz-ov-head h3{color:#fff!important;font-size:1.05rem;margin-bottom:4px}\n.mz-ov-head p{color:rgba(255,255,255,.6)!important;font-size:.82rem}\n.mz-ov-row{display:flex;justify-content:space-between;align-items:center;padding:13px 20px;border-bottom:1px solid #fde8f0;font-size:.87rem;gap:8px}\n.mz-ov-row:last-child{border-bottom:none}\n.mz-ov-l{color:#888}\n.mz-ov-r{font-weight:700;color:#1a1a2e;text-align:right}\n.mz-ov-r.burg{color:#660033}\n.mz-ov-r.up{color:#1b7a3c}\n\n\/* FORECAST *\/\n.mz-forecast{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:36px}\n.mz-fc{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.15);border-radius:12px;padding:22px 20px;border-top:3px solid rgba(255,255,255,.5)}\n.mz-fc h4{color:#fff!important;font-family:'Playfair Display',serif;font-size:1rem;margin-bottom:8px}\n.mz-fc p{color:rgba(255,255,255,.68)!important;font-size:.85rem;line-height:1.65;margin:0}\n.mz-fc .mz-fc-val{font-size:1.7rem;font-family:'Playfair Display',serif;color:#fff!important;font-weight:700;display:block;margin-bottom:6px}\n\n\/* CTA STRIP *\/\n.mz-cta-strip{background:#660033;padding:40px 0}\n.mz-cta-in{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}\n.mz-cta-in h3{color:#fff!important;font-size:clamp(1.1rem,2.8vw,1.35rem);margin-bottom:5px}\n.mz-cta-in p{color:rgba(255,255,255,.75)!important;font-size:.88rem;margin:0}\n.mzbtn{display:inline-flex;align-items:center;background:#fff;color:#660033!important;font-weight:700;padding:14px 26px;border-radius:8px;font-size:.92rem;text-decoration:none!important;min-height:48px}\n.mzbg{display:inline-flex;align-items:center;background:#660033;color:#fff!important;font-weight:700;padding:14px 26px;border-radius:8px;font-size:.92rem;text-decoration:none!important;transition:background .2s;min-height:48px}\n.mzbg:hover{background:#4d0026}\n\n\/* FAQ *\/\n.mz-faq-list{max-width:800px;margin:36px auto 0;display:flex;flex-direction:column;gap:10px}\n.mz-faq-item{border:1px solid #f0dde5;border-radius:10px;overflow:hidden;background:#fff}\n.mz-faq-q{padding:16px 18px;cursor:pointer;display:flex;justify-content:space-between;align-items:center;font-weight:600;font-size:.92rem;color:#1a1a2e;user-select:none;gap:12px;min-height:52px;-webkit-tap-highlight-color:transparent}\n.mz-faq-q:hover{background:#fdf0f5}\n.mz-faq-icon{color:#660033;font-size:1.3rem;flex-shrink:0;transition:transform .3s;line-height:1}\n.mz-faq-item.mz-open .mz-faq-icon{transform:rotate(45deg)}\n.mz-faq-a{display:none;padding:12px 18px 16px;font-size:.88rem;color:#555;line-height:1.72;border-top:1px solid #fde8f0}\n.mz-faq-item.mz-open .mz-faq-a{display:block}\n\n\/* CONTACT *\/\n.mz-contact{background:#3d001e;padding:60px 0}\n.mz-contact-inner{display:grid;grid-template-columns:1fr 1.4fr;gap:52px;align-items:start}\n.mz-ci{display:flex;gap:12px;align-items:flex-start;margin-bottom:14px}\n.mz-ci span:first-child{font-size:1.1rem;flex-shrink:0;margin-top:2px}\n.mz-ci-text{font-size:.86rem;color:rgba(255,255,255,.7)!important;line-height:1.5}\n.mz-ci a{color:rgba(255,255,255,.9)!important;text-decoration:underline!important}\n.mz-form-wrap{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.12);border-radius:14px;overflow:hidden}\n.mz-footer-strip{background:#660033;color:rgba(255,255,255,.8)!important;text-align:center;padding:14px 20px;font-size:.75rem;line-height:1.6}\n.mz-footer-strip a{color:rgba(255,255,255,.8)!important}\n\n\/* RESPONSIVE *\/\n@media(max-width:960px){\n  .mz-area-grid{grid-template-columns:1fr 1fr}\n  .mz-2col{grid-template-columns:1fr;gap:36px}\n  .mz-forecast{grid-template-columns:1fr 1fr}\n  .mz-contact-inner{grid-template-columns:1fr;gap:36px}\n  .mz-cta-in{flex-direction:column;text-align:center}\n  .mz-strip-in{grid-template-columns:repeat(2,1fr)}\n}\n@media(max-width:640px){\n  .mzc{padding:0 16px}\n  .mzs{padding:44px 0}\n  .mz-hero{min-height:auto}\n  .mz-hero-content{padding:48px 16px 56px}\n  .mz-hero h1{font-size:clamp(1.8rem,7.5vw,2.6rem)}\n  .mz-area-grid{grid-template-columns:1fr}\n  .mz-forecast{grid-template-columns:1fr}\n  .mz-strip-in{grid-template-columns:repeat(2,1fr)}\n  .mz-si{padding:15px 8px}\n  .mz-title{font-size:clamp(1.4rem,6vw,1.9rem)}\n  .mz-contact{padding:48px 0}\n}\n@media(max-width:480px){.mzc{padding:0 14px}}\n<\/style>\n\n<div class=\"mz\">\n\n<!-- \u2550\u2550\u2550 HERO \u2550\u2550\u2550 -->\n<section class=\"mz-hero\">\n  <div class=\"mz-hero-bg\"><\/div>\n  <div class=\"mz-hero-pat\"><\/div>\n  <div class=\"mz-hero-ov\"><\/div>\n  <div class=\"mz-hero-content\">\n    <span class=\"mz-eyebrow\">DLD Process Guide \u00b7 Verified August 2026<\/span>\n    <h1>Buying a Mortgaged Property in Dubai<br><span>How the Transfer Actually Works<\/span><\/h1>\n    <p class=\"mz-hero-sub\">A large share of Dubai resale stock still carries a loan. That does not make it harder to buy \u2014 it makes it a different, well-defined process. Three manager&#8217;s cheques, one liability letter, and a mortgage release that happens inside the same registration. Here is the Dubai Land Department&#8217;s own procedure, step by step.<\/p>\n    <div class=\"mz-hero-meta\">\n      <div class=\"mz-hm\">\ud83c\udfdb\ufe0f <strong>Source: Dubai Land Department<\/strong><\/div>\n      <div class=\"mz-hm\">\ud83d\udcdd <strong>6 Official Steps<\/strong><\/div>\n      <div class=\"mz-hm\">\ud83d\uddd3\ufe0f <strong>Retrieved 24 August 2026<\/strong><\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550 DATA STRIP \u2550\u2550\u2550 -->\n<div class=\"mz-strip\">\n  <div class=\"mzc\">\n    <div class=\"mz-strip-in\">\n      <div class=\"mz-si\"><span class=\"mz-sv\">3<\/span><span class=\"mz-sl\">Manager&#8217;s Cheques Required<\/span><\/div>\n      <div class=\"mz-si\"><span class=\"mz-sv\">6<\/span><span class=\"mz-sl\">Official DLD Steps<\/span><\/div>\n      <div class=\"mz-si\"><span class=\"mz-sv\">AED 1,290<\/span><span class=\"mz-sl\">Mortgage Release Procedure<\/span><\/div>\n      <div class=\"mz-si\"><span class=\"mz-sv\">15\u201320 min<\/span><span class=\"mz-sl\">DLD Stated Service Time<\/span><\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- \u2550\u2550\u2550 OVERVIEW \u2550\u2550\u2550 -->\n<section class=\"mzs\">\n  <div class=\"mzc\">\n    <div class=\"mz-2col\">\n      <div class=\"mz-body\">\n        <span class=\"mzt\">The Situation<\/span>\n        <h2 class=\"mz-title\">Your Seller Still Owes the Bank. Now What?<\/h2>\n        <p>You have agreed a price on a Dubai apartment and then the agent mentions, almost in passing, that the seller has a mortgage on it. For a lot of buyers that is the moment the deal starts to feel risky. Who pays whom, and in what order? What stops your money disappearing into somebody else&#8217;s loan while the title deed stays exactly where it was?<\/p>\n        <p>The reassuring answer is that this is not an edge case. It is common enough that the Dubai Land Department publishes a dedicated service for it \u2014 <strong>Registering the Sale of a Mortgaged Property<\/strong> \u2014 with its own document list, its own fee schedule, and its own six-step procedure. The seller&#8217;s loan is settled and the mortgage discharged <em>inside<\/em> the same registration that transfers the property to you.<\/p>\n        <p>The mechanism that makes it safe is the cheque structure. The DLD requires <strong>three manager&#8217;s cheques<\/strong>: one made out to the bank or developer, one to the seller, and one to the Department. Your money does not pass through the seller&#8217;s hands on its way to the bank. It is split at the counter, with the bank paid precisely what the liability letter says is outstanding and the seller receiving only the balance above it.<\/p>\n        <p>Understand that structure and the rest of the process is administrative. Misunderstand it \u2014 most dangerously, by agreeing to settle a seller&#8217;s loan privately before registration \u2014 and you are exposed in a way the official route simply does not leave you.<\/p>\n        <div class=\"mz-hbox\">\n          <strong>TruHauz perspective:<\/strong> The single most common failure point is not fraud, it is timing. Liability letters reflect a balance on a date, and banks need notice to issue them and to release the charge. Build that lead time into your sale agreement rather than discovering it the week you hoped to transfer. For the full cost picture across every transaction type, see our breakdown of <a href=\"https:\/\/truhauz.com\/dld-fees-dubai\/\">DLD fees in Dubai<\/a>.\n        <\/div>\n      <\/div>\n      <div>\n        <div class=\"mz-ov\">\n          <div class=\"mz-ov-head\">\n            <h3>Mortgaged Sale \u2014 At a Glance<\/h3>\n            <p>DLD published service detail<\/p>\n          <\/div>\n          <div class=\"mz-ov-row\"><span class=\"mz-ov-l\">Registration fee<\/span><span class=\"mz-ov-r burg\">4% of sale value<\/span><\/div>\n          <div class=\"mz-ov-row\"><span class=\"mz-ov-l\">Mortgage release procedure<\/span><span class=\"mz-ov-r\">AED 1,290<\/span><\/div>\n          <div class=\"mz-ov-row\"><span class=\"mz-ov-l\">Registrar \u2014 mortgage release<\/span><span class=\"mz-ov-r\">AED 315<\/span><\/div>\n          <div class=\"mz-ov-row\"><span class=\"mz-ov-l\">New mortgage registration<\/span><span class=\"mz-ov-r\">0.25% of loan<\/span><\/div>\n          <div class=\"mz-ov-row\"><span class=\"mz-ov-l\">Title deed<\/span><span class=\"mz-ov-r\">AED 250<\/span><\/div>\n          <div class=\"mz-ov-row\"><span class=\"mz-ov-l\">Registrar \u2014 price &lt; AED 500k<\/span><span class=\"mz-ov-r\">AED 2,100<\/span><\/div>\n          <div class=\"mz-ov-row\"><span class=\"mz-ov-l\">Registrar \u2014 price \u2265 AED 500k<\/span><span class=\"mz-ov-r\">AED 4,200<\/span><\/div>\n          <div class=\"mz-ov-row\"><span class=\"mz-ov-l\">Knowledge fee<\/span><span class=\"mz-ov-r\">AED 10<\/span><\/div>\n          <div class=\"mz-ov-row\"><span class=\"mz-ov-l\">Innovation fee<\/span><span class=\"mz-ov-r\">AED 10<\/span><\/div>\n          <div class=\"mz-ov-row\"><span class=\"mz-ov-l\">Manager&#8217;s cheques<\/span><span class=\"mz-ov-r burg\">Three<\/span><\/div>\n          <div class=\"mz-ov-row\"><span class=\"mz-ov-l\">Official steps<\/span><span class=\"mz-ov-r\">6<\/span><\/div>\n          <div class=\"mz-ov-row\"><span class=\"mz-ov-l\">Stated service time<\/span><span class=\"mz-ov-r\">15\u201320 minutes<\/span><\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550 STEPS TABLE \u2550\u2550\u2550 -->\n<section class=\"mzs mzg\">\n  <div class=\"mzc mzct\">\n    <span class=\"mzt\">The Procedure<\/span>\n    <h2 class=\"mz-title\">The Six Steps, and What Happens in Each<\/h2>\n    <p class=\"mz-sub\">The Dubai Land Department publishes six steps for registering the sale of a mortgaged property. The left column is the official step; the right column is what it means for you as the buyer.<\/p>\n  <\/div>\n  <div class=\"mzc\">\n    <div class=\"mz-table-wrap\">\n      <table class=\"mz-table\">\n        <thead>\n          <tr>\n            <th>Step<\/th>\n            <th>Official DLD Stage<\/th>\n            <th>What It Means for the Buyer<\/th>\n            <th>Status<\/th>\n          <\/tr>\n        <\/thead>\n        <tbody>\n          <tr>\n            <td>1<\/td>\n            <td>Submission at the trustee centre<\/td>\n            <td>Both parties attend a Real Estate Registration Trustee office with identification and the full document pack.<\/td>\n            <td><span class=\"mz-badge high\">In person<\/span><\/td>\n          <\/tr>\n          <tr>\n            <td>2<\/td>\n            <td>Document verification<\/td>\n            <td>The trustee checks the liability letter, identification and cheques. Anything missing stops the transaction here.<\/td>\n            <td><span class=\"mz-badge high\">Checkpoint<\/span><\/td>\n          <\/tr>\n          <tr>\n            <td>3<\/td>\n            <td>Entry into the system<\/td>\n            <td>The transaction is recorded against the property record, linking the sale and the outstanding charge.<\/td>\n            <td><span class=\"mz-badge mid\">Processing<\/span><\/td>\n          <\/tr>\n          <tr>\n            <td>4<\/td>\n            <td>Payment of fees<\/td>\n            <td>The DLD fees are paid and a receipt issued. The cheques to bank and seller are handled within the process.<\/td>\n            <td><span class=\"mz-badge top\">Money moves<\/span><\/td>\n          <\/tr>\n          <tr>\n            <td>5<\/td>\n            <td>Completion of the audit<\/td>\n            <td>The Department audits the transaction before it is finalised.<\/td>\n            <td><span class=\"mz-badge mid\">Processing<\/span><\/td>\n          <\/tr>\n          <tr>\n            <td>6<\/td>\n            <td>Submission of the mortgage release letter<\/td>\n            <td>The release is lodged and the previous charge comes off the property, clearing the way for your title deed.<\/td>\n            <td><span class=\"mz-badge low\">Discharge<\/span><\/td>\n          <\/tr>\n        <\/tbody>\n      <\/table>\n    <\/div>\n    <p style=\"font-size:.78rem;color:#999;margin-top:10px;text-align:center\">Source: Dubai Land Department, Registering the Sale of a Mortgaged Property service page, retrieved 24 August 2026. The right-hand column is TruHauz commentary, not DLD text. Stated service time of 15\u201320 minutes applies at the counter once documents are complete.<\/p>\n  <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550 CARDS \u2550\u2550\u2550 -->\n<section class=\"mzs\">\n  <div class=\"mzc mzct\">\n    <span class=\"mzt\">Document Pack<\/span>\n    <h2 class=\"mz-title\">What You Need to Bring, and Why Each Item Exists<\/h2>\n    <p class=\"mz-sub\">Six components of a mortgaged-property transfer. Miss one and the trustee stops the transaction at step two.<\/p>\n  <\/div>\n  <div class=\"mzc\">\n    <div class=\"mz-area-grid\">\n\n      <div class=\"mz-area-card\">\n        <div class=\"mz-area-head\">\n          <div class=\"mz-area-name\">Bank Liability Letter<\/div>\n          <div class=\"mz-area-type\">Issued by \u00b7 Seller&#8217;s bank<\/div>\n        <\/div>\n        <div class=\"mz-area-body\">\n          <span class=\"mz-area-price\">Required<\/span>\n          <span class=\"mz-area-unit\">or developer remaining-amount letter<\/span>\n          <div class=\"mz-area-row\"><span>States<\/span><span>Outstanding balance<\/span><\/div>\n          <div class=\"mz-area-row\"><span>Obtained by<\/span><span>Seller<\/span><\/div>\n          <div class=\"mz-area-row\"><span>Sets<\/span><span>Cheque amount<\/span><\/div>\n          <div class=\"mz-area-row\"><span>Time-sensitive<\/span><span>Yes<\/span><\/div>\n        <\/div>\n      <\/div>\n\n      <div class=\"mz-area-card\">\n        <div class=\"mz-area-head\">\n          <div class=\"mz-area-name\">Three Manager&#8217;s Cheques<\/div>\n          <div class=\"mz-area-type\">Drawn by \u00b7 Buyer<\/div>\n        <\/div>\n        <div class=\"mz-area-body\">\n          <span class=\"mz-area-price\">3 cheques<\/span>\n          <span class=\"mz-area-unit\">split at the counter<\/span>\n          <div class=\"mz-area-row\"><span>Cheque 1<\/span><span>Bank \/ developer<\/span><\/div>\n          <div class=\"mz-area-row\"><span>Cheque 2<\/span><span>Seller<\/span><\/div>\n          <div class=\"mz-area-row\"><span>Cheque 3<\/span><span>The Department<\/span><\/div>\n          <div class=\"mz-area-row\"><span>Purpose<\/span><span>Sequencing safety<\/span><\/div>\n        <\/div>\n      <\/div>\n\n      <div class=\"mz-area-card\">\n        <div class=\"mz-area-head\">\n          <div class=\"mz-area-name\">Identification<\/div>\n          <div class=\"mz-area-type\">Both parties<\/div>\n        <\/div>\n        <div class=\"mz-area-body\">\n          <span class=\"mz-area-price\">UAE ID<\/span>\n          <span class=\"mz-area-unit\">or valid passport<\/span>\n          <div class=\"mz-area-row\"><span>Seller<\/span><span>Required<\/span><\/div>\n          <div class=\"mz-area-row\"><span>Purchaser<\/span><span>Required<\/span><\/div>\n          <div class=\"mz-area-row\"><span>Non-residents<\/span><span>Passport<\/span><\/div>\n          <div class=\"mz-area-row\"><span>Checked at<\/span><span>Step 2<\/span><\/div>\n        <\/div>\n      <\/div>\n\n      <div class=\"mz-area-card\">\n        <div class=\"mz-area-head\">\n          <div class=\"mz-area-name\">Power of Attorney<\/div>\n          <div class=\"mz-area-type\">If applicable<\/div>\n        <\/div>\n        <div class=\"mz-area-body\">\n          <span class=\"mz-area-price\">Conditional<\/span>\n          <span class=\"mz-area-unit\">listed by the DLD<\/span>\n          <div class=\"mz-area-row\"><span>Needed when<\/span><span>Acting for a party<\/span><\/div>\n          <div class=\"mz-area-row\"><span>Listed by DLD<\/span><span>Yes<\/span><\/div>\n          <div class=\"mz-area-row\"><span>Common for<\/span><span>Overseas sellers<\/span><\/div>\n          <div class=\"mz-area-row\"><span>Verify early<\/span><span>Strongly advised<\/span><\/div>\n        <\/div>\n      <\/div>\n\n      <div class=\"mz-area-card\">\n        <div class=\"mz-area-head\">\n          <div class=\"mz-area-name\">Mortgage Release Letter<\/div>\n          <div class=\"mz-area-type\">Issued by \u00b7 Seller&#8217;s bank<\/div>\n        <\/div>\n        <div class=\"mz-area-body\">\n          <span class=\"mz-area-price\">Step 6<\/span>\n          <span class=\"mz-area-unit\">discharges the charge<\/span>\n          <div class=\"mz-area-row\"><span>Release procedure<\/span><span>AED 1,290<\/span><\/div>\n          <div class=\"mz-area-row\"><span>Registrar fee<\/span><span>AED 315<\/span><\/div>\n          <div class=\"mz-area-row\"><span>Effect<\/span><span>Charge removed<\/span><\/div>\n          <div class=\"mz-area-row\"><span>Submitted at<\/span><span>Final step<\/span><\/div>\n        <\/div>\n      <\/div>\n\n      <div class=\"mz-area-card\">\n        <div class=\"mz-area-head\">\n          <div class=\"mz-area-name\">Company Documents<\/div>\n          <div class=\"mz-area-type\">Corporate parties<\/div>\n        <\/div>\n        <div class=\"mz-area-body\">\n          <span class=\"mz-area-price\">Varies<\/span>\n          <span class=\"mz-area-unit\">where a party is a company<\/span>\n          <div class=\"mz-area-row\"><span>DLD requires<\/span><span>Company registration<\/span><\/div>\n          <div class=\"mz-area-row\"><span>Adds<\/span><span>Verification time<\/span><\/div>\n          <div class=\"mz-area-row\"><span>Plan for<\/span><span>Longer lead time<\/span><\/div>\n          <div class=\"mz-area-row\"><span>Confirm with<\/span><span>Trustee office<\/span><\/div>\n        <\/div>\n      <\/div>\n\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550 CTA STRIP \u2550\u2550\u2550 -->\n<div class=\"mz-cta-strip\">\n  <div class=\"mzc\">\n    <div class=\"mz-cta-in\">\n      <div>\n        <h3>Buying a property that still carries a loan?<\/h3>\n        <p>We coordinate the liability letter, the cheque structure and the trustee appointment so the release and the transfer land on the same day. Tell us the property and we will map the sequence.<\/p>\n      <\/div>\n      <a href=\"https:\/\/truhauz.com\/contact\/\" class=\"mzbtn\">Talk to TruHauz \u2192<\/a>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- \u2550\u2550\u2550 ANALYSIS \u2550\u2550\u2550 -->\n<section class=\"mzs mzdk\">\n  <div class=\"mzc mzct\">\n    <span style=\"display:inline-block;background:rgba(255,255,255,.15);color:#fff!important;font-size:.68rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;padding:5px 15px;border-radius:100px;margin-bottom:16px;\">Risk Analysis<\/span>\n    <h2 class=\"mz-title white\">Where These Deals Actually Go Wrong<\/h2>\n    <p class=\"mz-sub white\" style=\"margin:0 auto 48px;\">Not in the paperwork. In the sequencing, the timing, and one specific shortcut buyers are sometimes asked to take.<\/p>\n  <\/div>\n  <div class=\"mzc\">\n    <div class=\"mz-forecast\">\n      <div class=\"mz-fc\">\n        <span class=\"mz-fc-val\">01<\/span>\n        <h4>Settling the loan privately<\/h4>\n        <p>If a seller asks you to pay off their mortgage directly before registration so the property can be sold &#8220;clean&#8221;, you are funding a stranger&#8217;s debt with no registered interest in the asset. The DLD process exists precisely so this is unnecessary. Decline it and keep the settlement inside the official registration.<\/p>\n      <\/div>\n      <div class=\"mz-fc\">\n        <span class=\"mz-fc-val\">02<\/span>\n        <h4>A stale liability letter<\/h4>\n        <p>The letter states a balance as at a date. Interest accrues and payments post. If the figure has moved by the time you reach the counter, the cheque is wrong and the transfer does not complete that day. Confirm the letter is current before cheques are drawn, not after.<\/p>\n      <\/div>\n      <div class=\"mz-fc\">\n        <span class=\"mz-fc-val\">03<\/span>\n        <h4>Underestimating bank lead time<\/h4>\n        <p>The DLD quotes 15 to 20 minutes at the counter. That is the easy part. The variable is how long the seller&#8217;s bank takes to issue the liability letter and then the release. Neither is under the Land Department&#8217;s control, and neither is under yours \u2014 so it belongs in the contract as a timeline, not an assumption.<\/p>\n      <\/div>\n    <\/div>\n    <div style=\"background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.15);border-radius:12px;padding:22px 24px;margin-top:32px;font-size:.93rem;color:rgba(255,255,255,.78)!important;line-height:1.75;\">\n      <strong style=\"color:#fff!important;\">Bottom line:<\/strong> A mortgage on the title is not a reason to walk away from a Dubai property, and it is not something you need to solve creatively. The Land Department has already solved it: three cheques, one registration, and a release lodged as the final step. The buyer&#8217;s job is to refuse any structure that moves money outside that process, and to give the seller&#8217;s bank enough notice to do its part. Get those two things right and a mortgaged purchase is no riskier than a cash one. This article is general information, not legal or financial advice \u2014 take advice from a licensed conveyancer on your specific transaction.\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550 COSTS + CONTEXT \u2550\u2550\u2550 -->\n<section class=\"mzs\">\n  <div class=\"mzc\">\n    <div class=\"mz-2col\">\n      <div class=\"mz-body\">\n        <span class=\"mzt\">The Numbers<\/span>\n        <h2 class=\"mz-title\">What It Costs Over and Above a Normal Purchase<\/h2>\n        <p>A mortgaged transfer carries every fee an ordinary transfer carries, and then a mortgage layer on top. The base is unchanged: <strong>4% of the sale value<\/strong> as the registration fee, <strong>AED 250<\/strong> for the title deed, and the <strong>AED 10 knowledge<\/strong> and <strong>AED 10 innovation<\/strong> fees that attach to Dubai government services generally.<\/p>\n        <p>The registrar fee follows the familiar AED 500,000 threshold, quoted on this service page VAT-inclusive: <strong>AED 2,100<\/strong> where the price is under AED 500,000 and <strong>AED 4,200<\/strong> where it is at or above it. Those are the same tiers the standard sale registration page states as AED 2,000 and AED 4,000 plus VAT.<\/p>\n        <p>The mortgage-specific additions are the ones to budget for. Discharging the seller&#8217;s existing charge costs <strong>AED 1,290 for the mortgage release procedure<\/strong> and <strong>AED 315 for the registrar to release the mortgage<\/strong>. If you are financing your own purchase rather than paying cash, registering your new mortgage costs <strong>0.25% of the mortgage value<\/strong> \u2014 note that this is calculated on the loan, not on the purchase price, so a larger deposit reduces it.<\/p>\n        <p>What we have deliberately not put a number on: the fee your own bank charges to arrange finance, any valuation it requires, conveyancing, and agency commission. None of those are set by the Land Department, none appear on its schedule, and quoting a typical figure for them would be guesswork. Ask for each in writing before you commit.<\/p>\n        <div class=\"mz-hbox\">\n          <strong>Worth reading alongside this:<\/strong> our full <a href=\"https:\/\/truhauz.com\/dld-fees-dubai\/\">DLD fees breakdown<\/a> compares the ready, off-plan and mortgaged schedules side by side. If you are on the other side of this transaction, <a href=\"https:\/\/truhauz.com\/how-to-sell-property-in-dubai\/\">how to sell property in Dubai<\/a> covers the seller&#8217;s obligations, and <a href=\"https:\/\/truhauz.com\/title-deed-dubai\/\">the Dubai title deed<\/a> explains what actually changes hands at the end of it.\n        <\/div>\n      <\/div>\n      <div>\n        <div class=\"mz-ov\">\n          <div class=\"mz-ov-head\">\n            <h3>Base vs Mortgage Layer<\/h3>\n            <p>Published DLD fees, mortgaged sale<\/p>\n          <\/div>\n          <div class=\"mz-ov-row\"><span class=\"mz-ov-l\">Registration fee<\/span><span class=\"mz-ov-r\">4% of sale value<\/span><\/div>\n          <div class=\"mz-ov-row\"><span class=\"mz-ov-l\">Title deed<\/span><span class=\"mz-ov-r\">AED 250<\/span><\/div>\n          <div class=\"mz-ov-row\"><span class=\"mz-ov-l\">Knowledge + innovation<\/span><span class=\"mz-ov-r\">AED 20<\/span><\/div>\n          <div class=\"mz-ov-row\"><span class=\"mz-ov-l\">Registrar (tiered)<\/span><span class=\"mz-ov-r\">AED 2,100 \/ 4,200<\/span><\/div>\n          <div class=\"mz-ov-row\"><span class=\"mz-ov-l\">\u2014 mortgage layer \u2014<\/span><span class=\"mz-ov-r burg\">additional<\/span><\/div>\n          <div class=\"mz-ov-row\"><span class=\"mz-ov-l\">Release procedure<\/span><span class=\"mz-ov-r burg\">AED 1,290<\/span><\/div>\n          <div class=\"mz-ov-row\"><span class=\"mz-ov-l\">Registrar release<\/span><span class=\"mz-ov-r burg\">AED 315<\/span><\/div>\n          <div class=\"mz-ov-row\"><span class=\"mz-ov-l\">New mortgage registration<\/span><span class=\"mz-ov-r burg\">0.25% of loan<\/span><\/div>\n          <div class=\"mz-ov-row\"><span class=\"mz-ov-l\">Bank arrangement fee<\/span><span class=\"mz-ov-r\">Not DLD-set<\/span><\/div>\n          <div class=\"mz-ov-row\"><span class=\"mz-ov-l\">Conveyancing \/ agency<\/span><span class=\"mz-ov-r\">Not DLD-set<\/span><\/div>\n        <\/div>\n        <div style=\"background:#fdf0f5;border:1px solid #f0dde5;border-radius:12px;padding:18px 20px;margin-top:18px;font-size:.88rem;color:#444;line-height:1.7;\">\n          <strong style=\"color:#1a1a2e;\">Related reading:<\/strong> confirm what you are buying with <a href=\"https:\/\/truhauz.com\/freehold-vs-leasehold-dubai\/\">freehold vs leasehold in Dubai<\/a>, get an independent figure via <a href=\"https:\/\/truhauz.com\/property-valuation-dubai\/\">property valuation in Dubai<\/a>, and protect the asset once it is yours with <a href=\"https:\/\/truhauz.com\/home-insurance-dubai\/\">home insurance in Dubai<\/a>. Buying at the other end of the market? See <a href=\"https:\/\/truhauz.com\/dubai-property-auction\/\">Dubai property auctions<\/a>, where mortgaged and repossessed stock frequently appears.\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550 FAQ \u2550\u2550\u2550 -->\n<section class=\"mzs mzg\">\n  <div class=\"mzc mzct\">\n    <span class=\"mzt\">FAQ<\/span>\n    <h2 class=\"mz-title\">Frequently Asked Questions<\/h2>\n    <p class=\"mz-sub\">What buyers ask most often about purchasing a Dubai property that still carries a mortgage.<\/p>\n  <\/div>\n  <div class=\"mzc\">\n    <div class=\"mz-faq-list\">\n      <div class=\"mz-faq-item\">\n        <div class=\"mz-faq-q\" onclick=\"mzFaq(this)\">Can you buy a property in Dubai that still has a mortgage on it?<span class=\"mz-faq-icon\">+<\/span><\/div>\n        <div class=\"mz-faq-a\">Yes. Selling and buying a property with an outstanding mortgage is a standard transaction in Dubai and the Dubai Land Department publishes a dedicated service for it, called Registering the Sale of a Mortgaged Property. The seller\u2019s loan is settled and the mortgage released as part of the same registration process, so the buyer receives a title deed free of the previous charge. The transaction is completed at a Real Estate Registration Trustee office and the DLD gives a stated service time of 15 to 20 minutes once all documents are in order. Source: Dubai Land Department, Registering the Sale of a Mortgaged Property service page, retrieved 24 August 2026.<\/div>\n      <\/div>\n      <div class=\"mz-faq-item\">\n        <div class=\"mz-faq-q\" onclick=\"mzFaq(this)\">What is a bank liability letter and why do I need one?<span class=\"mz-faq-icon\">+<\/span><\/div>\n        <div class=\"mz-faq-a\">A liability letter is the document from the seller\u2019s bank stating exactly what is still owed on the mortgage. The Dubai Land Department lists a bank liability letter, or a developer remaining-amount letter where the balance is owed to a developer rather than a bank, as a required document for registering the sale of a mortgaged property. Without it there is no agreed settlement figure, so the manager\u2019s cheque to the bank cannot be drawn and the transfer cannot proceed. Source: Dubai Land Department, Registering the Sale of a Mortgaged Property service page, retrieved 24 August 2026.<\/div>\n      <\/div>\n      <div class=\"mz-faq-item\">\n        <div class=\"mz-faq-q\" onclick=\"mzFaq(this)\">Why are three manager\u2019s cheques required to buy a mortgaged property in Dubai?<span class=\"mz-faq-icon\">+<\/span><\/div>\n        <div class=\"mz-faq-a\">The Dubai Land Department requires three manager\u2019s cheques for this transaction: one made out to the bank or developer, one to the seller, and one to the Department. The structure exists so the money is split at the counter rather than passing through the seller. The bank is paid exactly what the liability letter says is outstanding, the seller receives only the balance of the price above that, and the Department receives its fees directly. Source: Dubai Land Department, Registering the Sale of a Mortgaged Property service page, retrieved 24 August 2026.<\/div>\n      <\/div>\n      <div class=\"mz-faq-item\">\n        <div class=\"mz-faq-q\" onclick=\"mzFaq(this)\">What fees apply when buying a mortgaged property in Dubai?<span class=\"mz-faq-icon\">+<\/span><\/div>\n        <div class=\"mz-faq-a\">The standard 4% of the sale value registration fee applies, plus a AED 250 title deed fee, a AED 10 knowledge fee and a AED 10 innovation fee. The mortgage element adds AED 1,290 for the mortgage release procedure and AED 315 for the registrar to release the mortgage. Registrar fees are AED 2,100 where the property price is under AED 500,000 and AED 4,200 where it is AED 500,000 or more. If the buyer is registering a new mortgage, a fee of 0.25% of the mortgage value applies. Source: Dubai Land Department, Registering the Sale of a Mortgaged Property service page, retrieved 24 August 2026.<\/div>\n      <\/div>\n      <div class=\"mz-faq-item\">\n        <div class=\"mz-faq-q\" onclick=\"mzFaq(this)\">How many steps does the DLD mortgaged-property transfer take?<span class=\"mz-faq-icon\">+<\/span><\/div>\n        <div class=\"mz-faq-a\">The Dubai Land Department sets out six steps: submission at the trustee centre, document verification, entry of the transaction into the system, payment of fees, completion of the audit, and submission of the mortgage release letter. The stated service time is 15 to 20 minutes. That figure describes time at the counter once every document is present and correct, not the overall timeline from agreeing a price, which depends on how quickly the bank issues the liability letter and the release. Source: Dubai Land Department, Registering the Sale of a Mortgaged Property service page, retrieved 24 August 2026.<\/div>\n      <\/div>\n      <div class=\"mz-faq-item\">\n        <div class=\"mz-faq-q\" onclick=\"mzFaq(this)\">What is the main risk for a buyer purchasing a mortgaged property in Dubai?<span class=\"mz-faq-icon\">+<\/span><\/div>\n        <div class=\"mz-faq-a\">The central risk is settlement sequencing: money leaving the buyer before the mortgage is discharged. The Dubai Land Department structure is designed to prevent exactly this, because the cheques are presented and the release processed within one registration at the trustee office rather than as separate private payments. The practical protection for a buyer is therefore to keep the settlement inside that official process, insist on a current liability letter, and never settle a seller\u2019s loan informally in advance of registration. This is general information and not legal advice. Source: Dubai Land Department, Registering the Sale of a Mortgaged Property service page, retrieved 24 August 2026.<\/div>\n      <\/div>\n    <\/div>\n    <p style=\"font-size:.78rem;color:#999;margin-top:26px;text-align:center;max-width:800px;margin-left:auto;margin-right:auto;\">This guide is general information and does not constitute legal or financial advice. Procedures, documents and fees are set by the Dubai Land Department and may change without notice \u2014 confirm current requirements with the DLD, your bank, or a licensed conveyancer before you transact.<\/p>\n  <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550 CONTACT \u2550\u2550\u2550 -->\n<section class=\"mz-contact\" id=\"mz-contact\">\n  <div class=\"mzc\">\n    <div class=\"mz-contact-inner\">\n      <div>\n        <span style=\"display:inline-block;background:rgba(255,255,255,.15);color:#fff!important;font-size:.68rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;padding:5px 15px;border-radius:100px;margin-bottom:18px;\">Talk to TruHauz<\/span>\n        <h2 style=\"font-family:'Playfair Display',serif;font-size:clamp(1.5rem,4vw,2.1rem);color:#fff!important;margin-bottom:10px;line-height:1.2;\">Get the Sequence Right the First Time<\/h2>\n        <p style=\"color:rgba(255,255,255,.72)!important;font-size:.93rem;line-height:1.75;margin-bottom:24px;\">TruHauz manages mortgaged transfers end to end \u2014 liability letter timing, cheque structure, trustee booking and release. You turn up once, and it completes.<\/p>\n        <div class=\"mz-ci\"><span>\ud83d\udcde<\/span><span class=\"mz-ci-text\"><strong style=\"color:#fff!important;display:block;margin-bottom:2px;\">Phone \/ WhatsApp<\/strong><a href=\"tel:+971529715488\">+971 52 971 5488<\/a><\/span><\/div>\n        <div class=\"mz-ci\"><span>\ud83d\udce7<\/span><span class=\"mz-ci-text\"><strong style=\"color:#fff!important;display:block;margin-bottom:2px;\">Email<\/strong><a href=\"mailto:info@truhauz.com\">info@truhauz.com<\/a><\/span><\/div>\n        <div class=\"mz-ci\"><span>\ud83c\udfe2<\/span><span class=\"mz-ci-text\"><strong style=\"color:#fff!important;display:block;margin-bottom:2px;\">RERA Licensed<\/strong><span>60838 \u2014 Dubai, UAE<\/span><\/span><\/div>\n        <div style=\"margin-top:24px;\"><a href=\"https:\/\/truhauz.com\/contact\/\" class=\"mzbg\">Get in Touch \u2192<\/a><\/div>\n      <\/div>\n      <div class=\"mz-form-wrap\">\n        <iframe aria-label=\"Contact Us\" frameborder=\"0\" style=\"height:520px;width:100%;border:none;display:block;\" src=\"https:\/\/forms.zohopublic.com\/elchintru1\/form\/ContactUs\/formperma\/_DensyNXfgDItjE-TsZ92uQERcSIhTnizr-QPf3wrBk\"><\/iframe>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<div class=\"mz-footer-strip\">\n  \u00a9 2026 TruHauz Real Estate \u00b7 RERA Reg. 60838 \u00b7 Dubai, UAE<br>\n  <a href=\"https:\/\/truhauz.com\/buy\">Buy<\/a> \u00b7 <a href=\"https:\/\/truhauz.com\/off-plan\">Off Plan<\/a> \u00b7 <a href=\"https:\/\/truhauz.com\/golden-visa\/\">Golden Visa<\/a> \u00b7 <a href=\"https:\/\/truhauz.com\/mortgage-guide\/\">Mortgage Guide<\/a>\n<\/div>\n\n<\/div><!-- end .mz -->\n\n<script>\nfunction mzFaq(el){var item=el.parentElement;var wasOpen=item.classList.contains('mz-open');document.querySelectorAll('.mz-faq-item.mz-open').forEach(function(i){i.classList.remove('mz-open');});if(!wasOpen)item.classList.add('mz-open');}\n(function(){function init(){var w=document.querySelector('.mz');if(!w)return;var e=w.parentElement;while(e&&e!==document.documentElement){e.style.setProperty('padding-left','0px','important');e.style.setProperty('padding-right','0px','important');e.style.setProperty('padding-top','0px','important');e.style.setProperty('overflow','visible','important');e.style.setProperty('max-width','none','important');e=e.parentElement;}['.post-header-wrap','.post-thumbnail-wrap'].forEach(function(s){var el=document.querySelector(s);if(el)el.style.setProperty('display','none','important');});document.body.style.setProperty('overflow-x','hidden','important');}document.readyState==='loading'?document.addEventListener('DOMContentLoaded',init):init();})();\n<\/script>\n\n\n\n<script type=\"application\/ld+json\">{\n \"@context\": \"https:\/\/schema.org\",\n \"@type\": \"FAQPage\",\n \"@id\": \"https:\/\/truhauz.com\/buying-mortgaged-property-dubai\/#faq\",\n \"url\": \"https:\/\/truhauz.com\/buying-mortgaged-property-dubai\/\",\n \"mainEntity\": [\n  {\n   \"@type\": \"Question\",\n   \"name\": \"Can you buy a property in Dubai that still has a mortgage on it?\",\n   \"acceptedAnswer\": {\n    \"@type\": \"Answer\",\n    \"text\": \"Yes. Selling and buying a property with an outstanding mortgage is a standard transaction in Dubai and the Dubai Land Department publishes a dedicated service for it, called Registering the Sale of a Mortgaged Property. The seller\u2019s loan is settled and the mortgage released as part of the same registration process, so the buyer receives a title deed free of the previous charge. The transaction is completed at a Real Estate Registration Trustee office and the DLD gives a stated service time of 15 to 20 minutes once all documents are in order. Source: Dubai Land Department, Registering the Sale of a Mortgaged Property service page, retrieved 24 August 2026.\"\n   }\n  },\n  {\n   \"@type\": \"Question\",\n   \"name\": \"What is a bank liability letter and why do I need one?\",\n   \"acceptedAnswer\": {\n    \"@type\": \"Answer\",\n    \"text\": \"A liability letter is the document from the seller\u2019s bank stating exactly what is still owed on the mortgage. The Dubai Land Department lists a bank liability letter, or a developer remaining-amount letter where the balance is owed to a developer rather than a bank, as a required document for registering the sale of a mortgaged property. Without it there is no agreed settlement figure, so the manager\u2019s cheque to the bank cannot be drawn and the transfer cannot proceed. Source: Dubai Land Department, Registering the Sale of a Mortgaged Property service page, retrieved 24 August 2026.\"\n   }\n  },\n  {\n   \"@type\": \"Question\",\n   \"name\": \"Why are three manager\u2019s cheques required to buy a mortgaged property in Dubai?\",\n   \"acceptedAnswer\": {\n    \"@type\": \"Answer\",\n    \"text\": \"The Dubai Land Department requires three manager\u2019s cheques for this transaction: one made out to the bank or developer, one to the seller, and one to the Department. The structure exists so the money is split at the counter rather than passing through the seller. The bank is paid exactly what the liability letter says is outstanding, the seller receives only the balance of the price above that, and the Department receives its fees directly. Source: Dubai Land Department, Registering the Sale of a Mortgaged Property service page, retrieved 24 August 2026.\"\n   }\n  },\n  {\n   \"@type\": \"Question\",\n   \"name\": \"What fees apply when buying a mortgaged property in Dubai?\",\n   \"acceptedAnswer\": {\n    \"@type\": \"Answer\",\n    \"text\": \"The standard 4% of the sale value registration fee applies, plus a AED 250 title deed fee, a AED 10 knowledge fee and a AED 10 innovation fee. The mortgage element adds AED 1,290 for the mortgage release procedure and AED 315 for the registrar to release the mortgage. Registrar fees are AED 2,100 where the property price is under AED 500,000 and AED 4,200 where it is AED 500,000 or more. If the buyer is registering a new mortgage, a fee of 0.25% of the mortgage value applies. Source: Dubai Land Department, Registering the Sale of a Mortgaged Property service page, retrieved 24 August 2026.\"\n   }\n  },\n  {\n   \"@type\": \"Question\",\n   \"name\": \"How many steps does the DLD mortgaged-property transfer take?\",\n   \"acceptedAnswer\": {\n    \"@type\": \"Answer\",\n    \"text\": \"The Dubai Land Department sets out six steps: submission at the trustee centre, document verification, entry of the transaction into the system, payment of fees, completion of the audit, and submission of the mortgage release letter. The stated service time is 15 to 20 minutes. That figure describes time at the counter once every document is present and correct, not the overall timeline from agreeing a price, which depends on how quickly the bank issues the liability letter and the release. Source: Dubai Land Department, Registering the Sale of a Mortgaged Property service page, retrieved 24 August 2026.\"\n   }\n  },\n  {\n   \"@type\": \"Question\",\n   \"name\": \"What is the main risk for a buyer purchasing a mortgaged property in Dubai?\",\n   \"acceptedAnswer\": {\n    \"@type\": \"Answer\",\n    \"text\": \"The central risk is settlement sequencing: money leaving the buyer before the mortgage is discharged. The Dubai Land Department structure is designed to prevent exactly this, because the cheques are presented and the release processed within one registration at the trustee office rather than as separate private payments. The practical protection for a buyer is therefore to keep the settlement inside that official process, insist on a current liability letter, and never settle a seller\u2019s loan informally in advance of registration. This is general information and not legal advice. Source: Dubai Land Department, Registering the Sale of a Mortgaged Property service page, retrieved 24 August 2026.\"\n   }\n  }\n ]\n}<\/script>\n\n","protected":false},"excerpt":{"rendered":"<p>A large share of Dubai resale stock still carries a loan. The Dubai Land Department has a dedicated six-step service for it \u2014 here is the process, the document pack, and every published fee.<\/p>","protected":false},"author":12,"featured_media":36481,"comment_status":"open","ping_status":"0","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[5],"tags":[],"class_list":["post-38033","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dubai-real-estate-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.3 (Yoast SEO v28.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Buying a Mortgaged Property in Dubai: Full Process<\/title>\n<meta name=\"description\" content=\"Buying a mortgaged property in Dubai: the DLD six-step process, the three manager&#039;s cheques, liability letter, mortgage release and every published fee.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/truhauz.com\/ru\/buying-mortgaged-property-dubai\/\" \/>\n<meta property=\"og:locale\" content=\"ru_RU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Buying a Mortgaged Property in Dubai: The Full Process\" \/>\n<meta property=\"og:description\" content=\"Buying a mortgaged property in Dubai: the DLD six-step process, the three manager&#039;s cheques, liability letter, mortgage release and every published fee.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/truhauz.com\/ru\/buying-mortgaged-property-dubai\/\" \/>\n<meta property=\"og:site_name\" content=\"Dubai Real Estate - Apartments, Villas, Townhouses, Penthouses | TruHauz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=61575393084920\" \/>\n<meta property=\"article:published_time\" content=\"2026-08-24T05:21:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/truhauz.com\/wp-content\/uploads\/2026\/02\/1\u0420\u0435\u0441\u0443\u0440\u0441-2@2x-4.png\" \/>\n\t<meta property=\"og:image:width\" content=\"2498\" \/>\n\t<meta property=\"og:image:height\" content=\"676\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"truhauz\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u041d\u0430\u043f\u0438\u0441\u0430\u043d\u043e \u0430\u0432\u0442\u043e\u0440\u043e\u043c\" \/>\n\t<meta name=\"twitter:data1\" content=\"truhauz\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u041f\u0440\u0438\u043c\u0435\u0440\u043d\u043e\u0435 \u0432\u0440\u0435\u043c\u044f \u0434\u043b\u044f \u0447\u0442\u0435\u043d\u0438\u044f\" \/>\n\t<meta name=\"twitter:data2\" content=\"12 \u043c\u0438\u043d\u0443\u0442\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/truhauz.com\\\/buying-mortgaged-property-dubai\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/truhauz.com\\\/buying-mortgaged-property-dubai\\\/\"},\"author\":{\"name\":\"truhauz\",\"@id\":\"https:\\\/\\\/truhauz.com\\\/#\\\/schema\\\/person\\\/50769a1c781743fab3efdf2d2212bfc6\"},\"headline\":\"Buying a Mortgaged Property in Dubai: The Full Process\",\"datePublished\":\"2026-08-24T05:21:38+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/truhauz.com\\\/buying-mortgaged-property-dubai\\\/\"},\"wordCount\":2408,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/truhauz.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/truhauz.com\\\/buying-mortgaged-property-dubai\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/truhauz.com\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/dubai-marina-night.avif\",\"articleSection\":[\"Dubai Real Estate News\"],\"inLanguage\":\"ru-RU\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/truhauz.com\\\/buying-mortgaged-property-dubai\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/truhauz.com\\\/buying-mortgaged-property-dubai\\\/\",\"url\":\"https:\\\/\\\/truhauz.com\\\/buying-mortgaged-property-dubai\\\/\",\"name\":\"Buying a Mortgaged Property in Dubai: Full Process\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/truhauz.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/truhauz.com\\\/buying-mortgaged-property-dubai\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/truhauz.com\\\/buying-mortgaged-property-dubai\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/truhauz.com\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/dubai-marina-night.avif\",\"datePublished\":\"2026-08-24T05:21:38+00:00\",\"description\":\"Buying a mortgaged property in Dubai: the DLD six-step process, the three manager's cheques, liability letter, mortgage release and every published fee.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/truhauz.com\\\/buying-mortgaged-property-dubai\\\/#breadcrumb\"},\"inLanguage\":\"ru-RU\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/truhauz.com\\\/buying-mortgaged-property-dubai\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ru-RU\",\"@id\":\"https:\\\/\\\/truhauz.com\\\/buying-mortgaged-property-dubai\\\/#primaryimage\",\"url\":\"https:\\\/\\\/truhauz.com\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/dubai-marina-night.avif\",\"contentUrl\":\"https:\\\/\\\/truhauz.com\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/dubai-marina-night.avif\",\"width\":1600,\"height\":1067},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/truhauz.com\\\/buying-mortgaged-property-dubai\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/truhauz.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Buying a Mortgaged Property in Dubai: The Full Process\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/truhauz.com\\\/#website\",\"url\":\"https:\\\/\\\/truhauz.com\\\/\",\"name\":\"TruHauz\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/truhauz.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/truhauz.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ru-RU\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/truhauz.com\\\/#organization\",\"name\":\"TruHauz\",\"url\":\"https:\\\/\\\/truhauz.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ru-RU\",\"@id\":\"https:\\\/\\\/truhauz.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/truhauz.com\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/truhauz-logo.png\",\"contentUrl\":\"https:\\\/\\\/truhauz.com\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/truhauz-logo.png\",\"width\":2498,\"height\":676,\"caption\":\"TruHauz\"},\"image\":{\"@id\":\"https:\\\/\\\/truhauz.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/profile.php?id=61575393084920\",\"https:\\\/\\\/www.instagram.com\\\/truhauz\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/truhauz\\\/\",\"https:\\\/\\\/www.tiktok.com\\\/@truhauz\",\"https:\\\/\\\/www.youtube.com\\\/@TruHauz\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/truhauz.com\\\/#\\\/schema\\\/person\\\/50769a1c781743fab3efdf2d2212bfc6\",\"name\":\"truhauz\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ru-RU\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f89f987a474600dfc5ece0c935a9215f4d8a977472c5f05ef84053928b250b20?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f89f987a474600dfc5ece0c935a9215f4d8a977472c5f05ef84053928b250b20?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f89f987a474600dfc5ece0c935a9215f4d8a977472c5f05ef84053928b250b20?s=96&d=mm&r=g\",\"caption\":\"truhauz\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Buying a Mortgaged Property in Dubai: Full Process","description":"Buying a mortgaged property in Dubai: the DLD six-step process, the three manager's cheques, liability letter, mortgage release and every published fee.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/truhauz.com\/ru\/buying-mortgaged-property-dubai\/","og_locale":"ru_RU","og_type":"article","og_title":"Buying a Mortgaged Property in Dubai: The Full Process","og_description":"Buying a mortgaged property in Dubai: the DLD six-step process, the three manager's cheques, liability letter, mortgage release and every published fee.","og_url":"https:\/\/truhauz.com\/ru\/buying-mortgaged-property-dubai\/","og_site_name":"Dubai Real Estate - Apartments, Villas, Townhouses, Penthouses | TruHauz","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=61575393084920","article_published_time":"2026-08-24T05:21:38+00:00","og_image":[{"width":2498,"height":676,"url":"https:\/\/truhauz.com\/wp-content\/uploads\/2026\/02\/1\u0420\u0435\u0441\u0443\u0440\u0441-2@2x-4.png","type":"image\/png"}],"author":"truhauz","twitter_card":"summary_large_image","twitter_misc":{"\u041d\u0430\u043f\u0438\u0441\u0430\u043d\u043e \u0430\u0432\u0442\u043e\u0440\u043e\u043c":"truhauz","\u041f\u0440\u0438\u043c\u0435\u0440\u043d\u043e\u0435 \u0432\u0440\u0435\u043c\u044f \u0434\u043b\u044f \u0447\u0442\u0435\u043d\u0438\u044f":"12 \u043c\u0438\u043d\u0443\u0442"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/truhauz.com\/buying-mortgaged-property-dubai\/#article","isPartOf":{"@id":"https:\/\/truhauz.com\/buying-mortgaged-property-dubai\/"},"author":{"name":"truhauz","@id":"https:\/\/truhauz.com\/#\/schema\/person\/50769a1c781743fab3efdf2d2212bfc6"},"headline":"Buying a Mortgaged Property in Dubai: The Full Process","datePublished":"2026-08-24T05:21:38+00:00","mainEntityOfPage":{"@id":"https:\/\/truhauz.com\/buying-mortgaged-property-dubai\/"},"wordCount":2408,"commentCount":0,"publisher":{"@id":"https:\/\/truhauz.com\/#organization"},"image":{"@id":"https:\/\/truhauz.com\/buying-mortgaged-property-dubai\/#primaryimage"},"thumbnailUrl":"https:\/\/truhauz.com\/wp-content\/uploads\/2026\/04\/dubai-marina-night.avif","articleSection":["Dubai Real Estate News"],"inLanguage":"ru-RU","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/truhauz.com\/buying-mortgaged-property-dubai\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/truhauz.com\/buying-mortgaged-property-dubai\/","url":"https:\/\/truhauz.com\/buying-mortgaged-property-dubai\/","name":"Buying a Mortgaged Property in Dubai: Full Process","isPartOf":{"@id":"https:\/\/truhauz.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/truhauz.com\/buying-mortgaged-property-dubai\/#primaryimage"},"image":{"@id":"https:\/\/truhauz.com\/buying-mortgaged-property-dubai\/#primaryimage"},"thumbnailUrl":"https:\/\/truhauz.com\/wp-content\/uploads\/2026\/04\/dubai-marina-night.avif","datePublished":"2026-08-24T05:21:38+00:00","description":"Buying a mortgaged property in Dubai: the DLD six-step process, the three manager's cheques, liability letter, mortgage release and every published fee.","breadcrumb":{"@id":"https:\/\/truhauz.com\/buying-mortgaged-property-dubai\/#breadcrumb"},"inLanguage":"ru-RU","potentialAction":[{"@type":"ReadAction","target":["https:\/\/truhauz.com\/buying-mortgaged-property-dubai\/"]}]},{"@type":"ImageObject","inLanguage":"ru-RU","@id":"https:\/\/truhauz.com\/buying-mortgaged-property-dubai\/#primaryimage","url":"https:\/\/truhauz.com\/wp-content\/uploads\/2026\/04\/dubai-marina-night.avif","contentUrl":"https:\/\/truhauz.com\/wp-content\/uploads\/2026\/04\/dubai-marina-night.avif","width":1600,"height":1067},{"@type":"BreadcrumbList","@id":"https:\/\/truhauz.com\/buying-mortgaged-property-dubai\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/truhauz.com\/"},{"@type":"ListItem","position":2,"name":"Buying a Mortgaged Property in Dubai: The Full Process"}]},{"@type":"WebSite","@id":"https:\/\/truhauz.com\/#website","url":"https:\/\/truhauz.com\/","name":"TruHauz","description":"","publisher":{"@id":"https:\/\/truhauz.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/truhauz.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ru-RU"},{"@type":"Organization","@id":"https:\/\/truhauz.com\/#organization","name":"TruHauz","url":"https:\/\/truhauz.com\/","logo":{"@type":"ImageObject","inLanguage":"ru-RU","@id":"https:\/\/truhauz.com\/#\/schema\/logo\/image\/","url":"https:\/\/truhauz.com\/wp-content\/uploads\/2026\/08\/truhauz-logo.png","contentUrl":"https:\/\/truhauz.com\/wp-content\/uploads\/2026\/08\/truhauz-logo.png","width":2498,"height":676,"caption":"TruHauz"},"image":{"@id":"https:\/\/truhauz.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/profile.php?id=61575393084920","https:\/\/www.instagram.com\/truhauz","https:\/\/www.linkedin.com\/company\/truhauz\/","https:\/\/www.tiktok.com\/@truhauz","https:\/\/www.youtube.com\/@TruHauz"]},{"@type":"Person","@id":"https:\/\/truhauz.com\/#\/schema\/person\/50769a1c781743fab3efdf2d2212bfc6","name":"\u0442\u0440\u0443\u0445\u0430\u0443\u0441","image":{"@type":"ImageObject","inLanguage":"ru-RU","@id":"https:\/\/secure.gravatar.com\/avatar\/f89f987a474600dfc5ece0c935a9215f4d8a977472c5f05ef84053928b250b20?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f89f987a474600dfc5ece0c935a9215f4d8a977472c5f05ef84053928b250b20?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f89f987a474600dfc5ece0c935a9215f4d8a977472c5f05ef84053928b250b20?s=96&d=mm&r=g","caption":"truhauz"}}]}},"_links":{"self":[{"href":"https:\/\/truhauz.com\/ru\/wp-json\/wp\/v2\/posts\/38033","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/truhauz.com\/ru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/truhauz.com\/ru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/truhauz.com\/ru\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/truhauz.com\/ru\/wp-json\/wp\/v2\/comments?post=38033"}],"version-history":[{"count":0,"href":"https:\/\/truhauz.com\/ru\/wp-json\/wp\/v2\/posts\/38033\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/truhauz.com\/ru\/wp-json\/wp\/v2\/media\/36481"}],"wp:attachment":[{"href":"https:\/\/truhauz.com\/ru\/wp-json\/wp\/v2\/media?parent=38033"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/truhauz.com\/ru\/wp-json\/wp\/v2\/categories?post=38033"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/truhauz.com\/ru\/wp-json\/wp\/v2\/tags?post=38033"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}