{"id":37047,"date":"2026-05-25T17:08:24","date_gmt":"2026-05-25T13:08:24","guid":{"rendered":"https:\/\/truhauz.com\/?p=37047"},"modified":"2026-05-25T17:09:11","modified_gmt":"2026-05-25T13:09:11","slug":"buy-property-in-dubai","status":"publish","type":"post","link":"https:\/\/truhauz.com\/ar\/buy-property-in-dubai\/","title":{"rendered":"Buy Property in Dubai"},"content":{"rendered":"\n\n<!-- ============================================================\n  TRUHAUZ.COM \u2014 BLOG POST (MOBILE-OPTIMISED)\n  Title:    Buy Property in Dubai: Complete 2025 Guide\n  Slug:     buy-property-in-dubai\n  Keywords: buy property in Dubai, buying property Dubai, Dubai real estate guide\n  Internal links:\n    Listings   \u2192 https:\/\/truhauz.com\/buy\n    Golden Visa \u2192 https:\/\/truhauz.com\/golden-visa\/\n    Mortgage   \u2192 https:\/\/truhauz.com\/mortgage-guide\/\n  ============================================================ -->\n\n<style>\n@import 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*\/\n  .tb-faq-list{margin-top:28px;gap:8px}\n  .tb-faq-q{font-size:.89rem;padding:14px 16px}\n\n  \/* contact *\/\n  .tb-contact{padding:48px 0}\n  .tb-ci span:last-child{font-size:.84rem}\n}\n\n\/* \u2500\u2500 Small mobile: \u2264480px \u2500\u2500 *\/\n@media(max-width:480px){\n  .tb-hero-content{padding:44px 14px 52px}\n  .tbc{padding:0 14px}\n  .tb-strip-in{grid-template-columns:repeat(2,1fr)}\n  .tb-ov-head{padding:18px 18px}\n  .tb-ov-row{padding:10px 14px}\n  .tb-table{min-width:400px;font-size:.82rem}\n  .tb-table thead th,.tb-table tbody td{padding:10px 12px}\n  .tb-acb p{font-size:.83rem}\n}\n<\/style>\n\n<div class=\"tb\">\n\n<!-- \u2550\u2550\u2550 HERO \u2550\u2550\u2550 -->\n<section class=\"tb-hero\">\n  <div class=\"tb-hero-bg\"><\/div>\n  <div class=\"tb-hero-pat\"><\/div>\n  <div class=\"tb-hero-ov\"><\/div>\n  <div class=\"tb-hero-content\">\n    <span class=\"tb-eyebrow\">TruHauz \u00b7 Dubai Real Estate Guide \u00b7 2025<\/span>\n    <h1>Buy Property in Dubai:<br>The Complete Guide<\/h1>\n    <p class=\"tb-hero-sub\">Zero property tax. Zero capital gains tax. Full freehold ownership for all nationalities. A 10-year Golden Visa pathway. Here is everything you need to know before you buy property in Dubai.<\/p>\n    <div class=\"tb-hero-meta\">\n      <div class=\"tb-hm\">\ud83c\udfd9\ufe0f <strong>60+ Freehold Zones<\/strong><\/div>\n      <div class=\"tb-hm\">\ud83d\udcb0 <strong>From AED 400,000<\/strong><\/div>\n      <div class=\"tb-hm\">\ud83d\udcc8 <strong>6\u20139% Avg. Yield<\/strong><\/div>\n      <div class=\"tb-hm\">\ud83e\udeaa <strong>Golden Visa from AED 2M<\/strong><\/div>\n    <\/div>\n    <div class=\"tb-hero-pills\">\n      <span class=\"tb-pill\">\ud83d\udeab No Property Tax<\/span>\n      <span class=\"tb-pill\">\ud83d\udeab No Capital Gains Tax<\/span>\n      <span class=\"tb-pill\">\ud83c\udf0d All Nationalities<\/span>\n      <span class=\"tb-pill\">\ud83c\udfe6 Mortgage Available<\/span>\n      <span class=\"tb-pill\">\ud83d\udd11 Freehold Ownership<\/span>\n    <\/div>\n    <a href=\"https:\/\/truhauz.com\/buy\" class=\"tbbtn\">Browse All Properties \u2192<\/a>\n    <a href=\"#tb-contact\" class=\"tbout\">Speak to an Advisor<\/a>\n  <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550 DATA STRIP \u2550\u2550\u2550 -->\n<div class=\"tb-strip\">\n  <div class=\"tbc\">\n    <div class=\"tb-strip-in\">\n      <div class=\"tb-si\"><span class=\"tb-sv\">AED 682B<\/span><span class=\"tb-sl\">2024 Sales<\/span><\/div>\n      <div class=\"tb-si\"><span class=\"tb-sv\">214K+<\/span><span class=\"tb-sl\">Transactions<\/span><\/div>\n      <div class=\"tb-si\"><span class=\"tb-sv\">6\u20139%<\/span><span class=\"tb-sl\">Rental Yield<\/span><\/div>\n      <div class=\"tb-si\"><span class=\"tb-sv\">AED 2M<\/span><span class=\"tb-sl\">Golden Visa<\/span><\/div>\n      <div class=\"tb-si\"><span class=\"tb-sv\">4%<\/span><span class=\"tb-sl\">DLD Fee<\/span><\/div>\n      <div class=\"tb-si\"><span class=\"tb-sv\">0%<\/span><span class=\"tb-sl\">Property Tax<\/span><\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- \u2550\u2550\u2550 WHY BUY \u2550\u2550\u2550 -->\n<section class=\"tbs\">\n  <div class=\"tbc\">\n    <div class=\"tb-why-grid\">\n      <div class=\"tb-body\">\n        <span class=\"tbt\">Why Dubai?<\/span>\n        <h2 class=\"tb-title\">Why Buy Property in Dubai in 2025?<\/h2>\n        <p>Dubai has delivered five consecutive record-breaking years in its residential market. In 2024 alone, AED 682.5 billion changed hands across 214,912 transactions \u2014 a 30.6% rise in value year-on-year. Yet despite this momentum, rental yields remain among the highest of any global city and entry prices are significantly lower than London, New York, or Singapore.<\/p>\n        <div class=\"tb-hbox\">\n          <strong>5th record year in a row:<\/strong> AED 682.5 billion in residential sales in 2024 \u2014 and the D33 agenda targeting a doubling of Dubai&#8217;s GDP by 2033 means the structural demand drivers are not going away.\n        <\/div>\n        <ul>\n          <li><strong>Zero property tax<\/strong> \u2014 you pay no annual tax on what you own, ever.<\/li>\n          <li><strong>Zero capital gains tax<\/strong> \u2014 every profit on resale is yours.<\/li>\n          <li><strong>Zero income tax on rental income<\/strong> \u2014 full yield goes to you.<\/li>\n          <li><strong>Full foreign ownership<\/strong> \u2014 freehold rights in 60+ zones.<\/li>\n          <li><strong>UAE Golden Visa<\/strong> \u2014 AED 2M+ earns a 10-year family residency. <a href=\"https:\/\/truhauz.com\/golden-visa\/\">Full guide \u2192<\/a><\/li>\n          <li><strong>Stable currency<\/strong> \u2014 AED pegged to USD at 3.67 since 1997.<\/li>\n          <li><strong>World-class infrastructure<\/strong> \u2014 #1 globally by IMD.<\/li>\n        <\/ul>\n        <a href=\"https:\/\/truhauz.com\/buy\" class=\"tbbg\" style=\"margin-top:12px;\">View Current Listings \u2192<\/a>\n      <\/div>\n      <div>\n        <div class=\"tb-ov\">\n          <div class=\"tb-ov-head\">\n            <h3>Buyer&#8217;s Quick Reference<\/h3>\n            <p>Key facts for buying property in Dubai<\/p>\n          <\/div>\n          <div>\n            <div class=\"tb-ov-row\"><span class=\"tb-ol\">Who can buy?<\/span><span class=\"tb-or\">Any nationality<\/span><\/div>\n            <div class=\"tb-ov-row\"><span class=\"tb-ol\">Ownership type<\/span><span class=\"tb-or burg\">Freehold (perpetual)<\/span><\/div>\n            <div class=\"tb-ov-row\"><span class=\"tb-ol\">Minimum budget<\/span><span class=\"tb-or\">AED 400,000+<\/span><\/div>\n            <div class=\"tb-ov-row\"><span class=\"tb-ol\">Golden Visa threshold<\/span><span class=\"tb-or burg\">AED 2,000,000<\/span><\/div>\n            <div class=\"tb-ov-row\"><span class=\"tb-ol\">DLD transfer fee<\/span><span class=\"tb-or\">4% of price<\/span><\/div>\n            <div class=\"tb-ov-row\"><span class=\"tb-ol\">Agent commission<\/span><span class=\"tb-or\">2% (buyer side)<\/span><\/div>\n            <div class=\"tb-ov-row\"><span class=\"tb-ol\">Avg. rental yield<\/span><span class=\"tb-or burg\">6\u20139%<\/span><\/div>\n            <div class=\"tb-ov-row\"><span class=\"tb-ol\">Max. mortgage LTV<\/span><span class=\"tb-or\">80%<\/span><\/div>\n            <div class=\"tb-ov-row\"><span class=\"tb-ol\">Cash deal timeline<\/span><span class=\"tb-or\">2\u20134 weeks<\/span><\/div>\n            <div class=\"tb-ov-row\"><span class=\"tb-ol\">Regulator<\/span><span class=\"tb-or\">RERA \/ DLD<\/span><\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550 BEST AREAS \u2550\u2550\u2550 -->\n<section class=\"tbs tbg\">\n  <div class=\"tbc tbct\">\n    <span class=\"tbt\">Where to Buy<\/span>\n    <h2 class=\"tb-title\">Best Areas to Buy Property in Dubai<\/h2>\n    <p class=\"tb-sub\">Each freehold zone has a distinct character, price point, and investment profile. Here are the districts that consistently dominate buyer demand.<\/p>\n  <\/div>\n  <div class=\"tbc\">\n    <div class=\"tb-areas\">\n      <div class=\"tb-ac\">\n        <div class=\"tb-ach\">\n          <h3>Dubai Marina &amp; JBR<\/h3>\n          <span class=\"tb-ach-tag\">Waterfront \u00b7 High-rise \u00b7 Yield Play<\/span>\n        <\/div>\n        <div class=\"tb-acb\">\n          <p>The original waterfront address. Strong short-term and long-term rental demand, vibrant lifestyle, and a liquid secondary market. Ideal for yield-focused investors.<\/p>\n          <div class=\"tb-ac-stat\"><span>6\u20138% Yield<\/span><span>From AED 700K<\/span><\/div>\n        <\/div>\n      <\/div>\n      <div class=\"tb-ac\">\n        <div class=\"tb-ach v2\">\n          <h3>Downtown Dubai<\/h3>\n          <span class=\"tb-ach-tag\">Iconic \u00b7 Burj Khalifa \u00b7 Premium<\/span>\n        <\/div>\n        <div class=\"tb-acb\">\n          <p>Dubai&#8217;s most globally recognised address. Burj Khalifa, Dubai Mall, Dubai Fountain. Premium prices, premium resale liquidity \u2014 the city&#8217;s benchmark investment.<\/p>\n          <div class=\"tb-ac-stat\"><span>5\u20137% Yield<\/span><span>From AED 1.2M<\/span><\/div>\n        <\/div>\n      <\/div>\n      <div class=\"tb-ac\">\n        <div class=\"tb-ach v3\">\n          <h3>Dubai Hills Estate<\/h3>\n          <span class=\"tb-ach-tag\">Family \u00b7 Golf \u00b7 Greenery<\/span>\n        <\/div>\n        <div class=\"tb-acb\">\n          <p>Emaar&#8217;s flagship community around an 18-hole golf course. Top schools, hospitals, retail. The go-to for families seeking space and quality of life.<\/p>\n          <div class=\"tb-ac-stat\"><span>6\u20138% Yield<\/span><span>From AED 800K<\/span><\/div>\n        <\/div>\n      <\/div>\n      <div class=\"tb-ac\">\n        <div class=\"tb-ach v4\">\n          <h3>Business Bay<\/h3>\n          <span class=\"tb-ach-tag\">Central \u00b7 Canal \u00b7 Golden Visa<\/span>\n        <\/div>\n        <div class=\"tb-acb\">\n          <p>Dubai&#8217;s CBD with a canal frontage. Strong corporate and professional occupancy. A reliable income asset \u2014 and a popular choice for Golden Visa buyers at the AED 2M threshold.<\/p>\n          <div class=\"tb-ac-stat\"><span>7\u20139% Yield<\/span><span>From AED 650K<\/span><\/div>\n        <\/div>\n      <\/div>\n      <div class=\"tb-ac\">\n        <div class=\"tb-ach v5\">\n          <h3>Dubai Creek Harbour<\/h3>\n          <span class=\"tb-ach-tag\">Waterfront \u00b7 Off-plan \u00b7 Growth<\/span>\n        <\/div>\n        <div class=\"tb-acb\">\n          <p>Emaar&#8217;s next waterfront destination on the historic Dubai Creek. Creek Tower and cultural district make this a long-term capital growth story at today&#8217;s prices.<\/p>\n          <div class=\"tb-ac-stat\"><span>6\u20138% Yield<\/span><span>From AED 600K<\/span><\/div>\n        <\/div>\n      <\/div>\n      <div class=\"tb-ac\">\n        <div class=\"tb-ach v6\">\n          <h3>Dubai Islands<\/h3>\n          <span class=\"tb-ach-tag\">Ultra-prime \u00b7 Beachfront \u00b7 Branded<\/span>\n        <\/div>\n        <div class=\"tb-acb\">\n          <p>Five man-made islands set to be Dubai&#8217;s next ultra-prime coastal destination. Branded residences, pristine beaches, limited supply \u2014 one of 2025&#8217;s most exciting launches.<\/p>\n          <div class=\"tb-ac-stat\"><span>5\u20137% Yield<\/span><span>From AED 1.8M<\/span><\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n    <div style=\"text-align:center;margin-top:32px;\">\n      <a href=\"https:\/\/truhauz.com\/buy\" class=\"tbbg\">Browse Properties by Area \u2192<\/a>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550 BUYING STEPS \u2550\u2550\u2550 -->\n<section class=\"tbs\">\n  <div class=\"tbc\">\n    <div class=\"tb-steps-grid\">\n      <div>\n        <span class=\"tbt\">The Process<\/span>\n        <h2 class=\"tb-title\">How to Buy Property in Dubai<\/h2>\n        <p class=\"tb-sub\" style=\"margin-bottom:0;\">Dubai&#8217;s purchase process is transparent and RERA-regulated. Here is what to expect from search to title deed.<\/p>\n      <\/div>\n      <div><\/div>\n    <\/div>\n    <div class=\"tb-steps\">\n      <div class=\"tb-step\">\n        <div class=\"tb-step-num\">1<\/div>\n        <div class=\"tb-step-body\">\n          <h3>Define Your Budget &amp; Goals<\/h3>\n          <p>Clarify your objective \u2014 end-use, rental income, capital growth, Golden Visa, or all of the above. Always add 6\u20137% on top of your property budget for transaction costs.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"tb-step\">\n        <div class=\"tb-step-num\">2<\/div>\n        <div class=\"tb-step-body\">\n          <h3>Get Mortgage Pre-Approval<\/h3>\n          <p>If financing, get a pre-approval letter before you begin viewing. It sets your exact budget and makes your offer significantly stronger. UAE banks lend up to 80% LTV. <a href=\"https:\/\/truhauz.com\/mortgage-guide\/\">Mortgage Guide \u2192<\/a><\/p>\n        <\/div>\n      <\/div>\n      <div class=\"tb-step\">\n        <div class=\"tb-step-num\">3<\/div>\n        <div class=\"tb-step-body\">\n          <h3>Search, View &amp; Shortlist<\/h3>\n          <p>Work with a RERA-registered broker for market intelligence \u2014 comparables, yield benchmarks, developer track records \u2014 not just property access. <a href=\"https:\/\/truhauz.com\/buy\">Browse our listings \u2192<\/a><\/p>\n        <\/div>\n      <\/div>\n      <div class=\"tb-step\">\n        <div class=\"tb-step-num\">4<\/div>\n        <div class=\"tb-step-body\">\n          <h3>Make an Offer &amp; Sign the MOU<\/h3>\n          <p>Agree on price, sign the Memorandum of Understanding (Form F), and pay a 10% deposit held in escrow. The MOU sets the completion timeline \u2014 30\u201360 days for cash, longer for mortgage.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"tb-step\">\n        <div class=\"tb-step-num\">5<\/div>\n        <div class=\"tb-step-body\">\n          <h3>Due Diligence &amp; NOC<\/h3>\n          <p>Your broker checks for outstanding charges or encumbrances. The seller obtains a No Objection Certificate (NOC) from the developer \u2014 mandatory before the DLD will register the sale.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"tb-step\">\n        <div class=\"tb-step-num\">6<\/div>\n        <div class=\"tb-step-body\">\n          <h3>Transfer at the Dubai Land Department<\/h3>\n          <p>Both parties attend the DLD. The buyer pays the balance via manager&#8217;s cheque. The DLD registers the transfer and issues a title deed in your name \u2014 usually within the same appointment.<\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550 COST TABLE \u2550\u2550\u2550 -->\n<section class=\"tbs tbg\">\n  <div class=\"tbc\">\n    <span class=\"tbt\">Transaction Costs<\/span>\n    <h2 class=\"tb-title\">Full Cost Breakdown<\/h2>\n    <p class=\"tb-sub\">Budget these costs on top of your property price \u2014 total transaction cost for a cash buyer is typically 6\u20137%.<\/p>\n    <div class=\"tb-table-wrap\">\n      <table class=\"tb-table\">\n        <thead>\n          <tr><th>Cost Item<\/th><th>Amount<\/th><th>Notes<\/th><\/tr>\n        <\/thead>\n        <tbody>\n          <tr><td>DLD Transfer Fee<\/td><td>4% of price<\/td><td>Mandatory at transfer<\/td><\/tr>\n          <tr><td>Title Deed Fee<\/td><td>AED 250<\/td><td>Flat fee<\/td><\/tr>\n          <tr><td>Registration Trustee Fee<\/td><td>AED 4,200<\/td><td>Properties above AED 500K<\/td><\/tr>\n          <tr><td>Agent Commission (buyer)<\/td><td>2% of price<\/td><td>Standard market rate<\/td><\/tr>\n          <tr><td>Mortgage Registration<\/td><td>0.25% of loan + AED 290<\/td><td>If financing<\/td><\/tr>\n          <tr><td>Bank Valuation<\/td><td>AED 2,500\u20133,500<\/td><td>Mortgage buyers only<\/td><\/tr>\n          <tr><td>NOC Fee (resale)<\/td><td>AED 500\u20135,000<\/td><td>Developer dependent<\/td><\/tr>\n          <tr><td>Conveyancing<\/td><td>AED 6,000\u201315,000<\/td><td>Optional, recommended<\/td><\/tr>\n          <tr class=\"tb-total-row\"><td><strong>Total (cash buyer)<\/strong><\/td><td><strong>~6\u20137% of price<\/strong><\/td><td>Budget on top of property price<\/td><\/tr>\n        <\/tbody>\n      <\/table>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550 CTA STRIP \u2550\u2550\u2550 -->\n<div class=\"tb-cta-strip\">\n  <div class=\"tbc\">\n    <div class=\"tb-cta-strip-in\">\n      <div class=\"tb-cta-strip-text\">\n        <h3>Ready to start your search?<\/h3>\n        <p>Browse 600+ properties \u2014 apartments, villas, townhouses &amp; off-plan launches.<\/p>\n      <\/div>\n      <div><a href=\"https:\/\/truhauz.com\/buy\" class=\"tbbtn\">Browse All Listings \u2192<\/a><\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- \u2550\u2550\u2550 GOLDEN VISA \u2550\u2550\u2550 -->\n<section class=\"tbs tbd\">\n  <div class=\"tbc tbct\">\n    <span style=\"display:inline-block;background:rgba(255,255,255,.15);color:#fff!important;font-size:.68rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;padding:5px 15px;border-radius:100px;margin-bottom:16px;\">Residency by Investment<\/span>\n    <h2 class=\"tb-title white\">UAE Golden Visa Through Property<\/h2>\n    <p class=\"tb-sub white\" style=\"margin:0 auto 44px;\">Purchase AED 2 million or more in Dubai real estate and qualify for a 10-year renewable residency visa for you and your family.<\/p>\n  <\/div>\n  <div class=\"tbc\">\n    <div class=\"tb-invest-grid\">\n      <div class=\"tb-ic\">\n        <span class=\"tb-ic-icon\">\ud83c\udfe0<\/span>\n        <h4>AED 2M Minimum<\/h4>\n        <p>Property value (not equity) must meet or exceed AED 2M. Multiple properties can be combined.<\/p>\n      <\/div>\n      <div class=\"tb-ic\">\n        <span class=\"tb-ic-icon\">\ud83d\udc68\u200d\ud83d\udc69\u200d\ud83d\udc67\u200d\ud83d\udc66<\/span>\n        <h4>Full Family Coverage<\/h4>\n        <p>Covers you, spouse, all children of any age, and in some cases parents and domestic workers.<\/p>\n      <\/div>\n      <div class=\"tb-ic\">\n        <span class=\"tb-ic-icon\">\ud83d\udd04<\/span>\n        <h4>10-Year Renewable<\/h4>\n        <p>Renews every 10 years while you maintain the investment. No minimum days in UAE required.<\/p>\n      <\/div>\n      <div class=\"tb-ic\">\n        <span class=\"tb-ic-icon\">\ud83c\udfe6<\/span>\n        <h4>Mortgage Qualifies<\/h4>\n        <p>A mortgaged property qualifies \u2014 total value (equity + loan) must equal or exceed AED 2M.<\/p>\n      <\/div>\n      <div class=\"tb-ic\">\n        <span class=\"tb-ic-icon\">\ud83d\udccb<\/span>\n        <h4>Straightforward Process<\/h4>\n        <p>After title deed registration, the visa is processed through GDRFA. Your broker guides you through.<\/p>\n      <\/div>\n      <div class=\"tb-ic\">\n        <span class=\"tb-ic-icon\">\ud83c\udf0d<\/span>\n        <h4>All Nationalities<\/h4>\n        <p>No nationality restrictions. Any passport holder meeting the AED 2M threshold can apply.<\/p>\n      <\/div>\n    <\/div>\n    <div style=\"text-align:center;margin-top:36px;\">\n      <a href=\"https:\/\/truhauz.com\/golden-visa\/\" class=\"tbbtn\">Full Golden Visa Guide &amp; Eligibility \u2192<\/a>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550 MORTGAGE \u2550\u2550\u2550 -->\n<section class=\"tbs\">\n  <div class=\"tbc\">\n    <div class=\"tb-mortgage-grid\">\n      <div class=\"tb-body\">\n        <span class=\"tbt\">Finance<\/span>\n        <h2 class=\"tb-title\">Getting a Mortgage in Dubai<\/h2>\n        <p>Dubai&#8217;s mortgage market is mature and competitive, with both local and international banks actively lending to expatriate and non-resident buyers. Rates are linked to EIBOR for variable products, or offered fixed for an initial 1\u20135 year term.<\/p>\n        <p>Expatriate residents can borrow up to <strong>80% LTV<\/strong> for properties under AED 5 million. Non-residents can access financing from select banks at 60\u201365% LTV.<\/p>\n        <div class=\"tb-hbox\">\n          <strong>Get pre-approved before you search.<\/strong> A pre-approval letter (valid 60\u201390 days) confirms your borrowing capacity and makes your offer significantly stronger.\n        <\/div>\n        <a href=\"https:\/\/truhauz.com\/mortgage-guide\/\" class=\"tbbg\">Full Dubai Mortgage Guide \u2192<\/a>\n      <\/div>\n      <div>\n        <div class=\"tb-table-wrap\">\n          <table class=\"tb-table\">\n            <thead>\n              <tr><th>Buyer Type<\/th><th>Max LTV<\/th><th>Min. Down<\/th><\/tr>\n            <\/thead>\n            <tbody>\n              <tr><td>Expat resident (under AED 5M)<\/td><td><strong>80%<\/strong><\/td><td>20%<\/td><\/tr>\n              <tr><td>Expat resident (AED 5M+)<\/td><td><strong>70%<\/strong><\/td><td>30%<\/td><\/tr>\n              <tr><td>Non-resident<\/td><td><strong>60\u201365%<\/strong><\/td><td>35\u201340%<\/td><\/tr>\n              <tr><td>UAE national (under AED 5M)<\/td><td><strong>85%<\/strong><\/td><td>15%<\/td><\/tr>\n            <\/tbody>\n          <\/table>\n        <\/div>\n        <div class=\"tb-mortgage-note\">\n          <strong style=\"color:#660033;\">Key mortgage costs:<\/strong><br>\n          Mortgage registration: 0.25% of loan + AED 290<br>\n          Bank valuation: AED 2,500\u20133,500<br>\n          Life insurance: ~0.2\u20130.4% p.a. of outstanding balance\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550 FAQ \u2550\u2550\u2550 -->\n<section class=\"tbs tbg\">\n  <div class=\"tbc tbct\">\n    <span class=\"tbt\">FAQ<\/span>\n    <h2 class=\"tb-title\">Frequently Asked Questions<\/h2>\n    <p class=\"tb-sub\">Common questions from buyers looking to purchase property in Dubai.<\/p>\n  <\/div>\n  <div class=\"tbc\">\n    <div class=\"tb-faq-list\">\n      <div class=\"tb-faq-item\">\n        <div class=\"tb-faq-q\" onclick=\"tbFaq(this)\">Can foreigners buy property in Dubai?<span class=\"tb-faq-icon\">+<\/span><\/div>\n        <div class=\"tb-faq-a\">Yes. Any foreign national can buy freehold property in 60+ designated zones with no UAE resident visa, no local sponsor, and no restrictions. Title deeds are registered in your name at the Dubai Land Department with full legal protection.<\/div>\n      <\/div>\n      <div class=\"tb-faq-item\">\n        <div class=\"tb-faq-q\" onclick=\"tbFaq(this)\">What is the minimum budget to buy in Dubai?<span class=\"tb-faq-icon\">+<\/span><\/div>\n        <div class=\"tb-faq-a\">Studio apartments in emerging communities start from AED 400,000\u2013500,000 (\u2248 USD 110,000\u2013135,000). Established waterfront locations start from AED 700,000+. Always add 6\u20137% on top for transaction costs. <a href=\"https:\/\/truhauz.com\/buy\">Browse by budget \u2192<\/a><\/div>\n      <\/div>\n      <div class=\"tb-faq-item\">\n        <div class=\"tb-faq-q\" onclick=\"tbFaq(this)\">Do I need to be in Dubai to buy a property?<span class=\"tb-faq-icon\">+<\/span><\/div>\n        <div class=\"tb-faq-a\">Not necessarily. Off-plan purchases can be completed fully remotely \u2014 documents signed electronically, payment by bank transfer, and a Power of Attorney appointed for the DLD transfer. TruHauz regularly assists international buyers purchasing remotely.<\/div>\n      <\/div>\n      <div class=\"tb-faq-item\">\n        <div class=\"tb-faq-q\" onclick=\"tbFaq(this)\">How long does the purchase process take?<span class=\"tb-faq-icon\">+<\/span><\/div>\n        <div class=\"tb-faq-a\">A cash purchase from MOU to title deed typically completes in 2\u20134 weeks. Mortgage transactions require 6\u201310 weeks for bank valuation and loan approval. Off-plan purchases complete at construction handover \u2014 typically 2\u20134 years from booking.<\/div>\n      <\/div>\n      <div class=\"tb-faq-item\">\n        <div class=\"tb-faq-q\" onclick=\"tbFaq(this)\">Is there a property tax in Dubai?<span class=\"tb-faq-icon\">+<\/span><\/div>\n        <div class=\"tb-faq-a\">No. Dubai has no annual property tax, no capital gains tax, and no income tax on rental income. The main purchase-related fees are the one-time 4% DLD Transfer Fee and the 2% agent commission. Annual service charges (building maintenance, amenities) apply and vary by project.<\/div>\n      <\/div>\n      <div class=\"tb-faq-item\">\n        <div class=\"tb-faq-q\" onclick=\"tbFaq(this)\">What is the difference between off-plan and ready?<span class=\"tb-faq-icon\">+<\/span><\/div>\n        <div class=\"tb-faq-a\">Off-plan: sold during construction at today&#8217;s prices with flexible payment plans (e.g. 20% booking, instalments during build, balance at handover). Higher capital gain potential; no immediate rental income. Ready: complete, transfers immediately, generates income from day one.<\/div>\n      <\/div>\n      <div class=\"tb-faq-item\">\n        <div class=\"tb-faq-q\" onclick=\"tbFaq(this)\">Can I get a mortgage as a non-resident?<span class=\"tb-faq-icon\">+<\/span><\/div>\n        <div class=\"tb-faq-a\">Yes. Select UAE banks offer non-resident mortgage products at 60\u201365% LTV with more extensive documentation requirements. <a href=\"https:\/\/truhauz.com\/mortgage-guide\/\">Our Mortgage Guide covers non-resident lending in detail \u2192<\/a><\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550 CONTACT \u2550\u2550\u2550 -->\n<section class=\"tb-contact\" id=\"tb-contact\">\n  <div class=\"tbc\">\n    <div class=\"tb-contact-inner\">\n      <div>\n        <span style=\"display:inline-block;background:rgba(255,255,255,.15);color:#fff!important;font-size:.68rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;padding:5px 15px;border-radius:100px;margin-bottom:18px;\">Get in Touch<\/span>\n        <h2 class=\"tb-title white\" style=\"font-size:clamp(1.5rem,4vw,2.2rem);margin-bottom:10px;\">Ready to Buy Property in Dubai?<\/h2>\n        <p style=\"color:rgba(255,255,255,.72)!important;font-size:.93rem;line-height:1.75;margin-bottom:24px;\">Our RERA-registered advisors match buyers with the right property for their goals \u2014 whether buying to live, investing for yield, or securing a Golden Visa. Fill in the form and we will be in touch within one business day.<\/p>\n        <div class=\"tb-contact-meta\">\n          <div class=\"tb-ci\">\n            <span>\ud83d\udcde<\/span>\n            <span><strong style=\"color:#fff!important;display:block;margin-bottom:2px;\">Phone \/ WhatsApp<\/strong><a href=\"tel:+971529715488\">+971 52 971 5488<\/a><\/span>\n          <\/div>\n          <div class=\"tb-ci\">\n            <span>\ud83d\udce7<\/span>\n            <span><strong style=\"color:#fff!important;display:block;margin-bottom:2px;\">Email<\/strong><a href=\"mailto:info@truhauz.com\">info@truhauz.com<\/a><\/span>\n          <\/div>\n          <div class=\"tb-ci\">\n            <span>\ud83c\udfe2<\/span>\n            <span><strong style=\"color:#fff!important;display:block;margin-bottom:2px;\">RERA Registration<\/strong><span>60838 \u2014 Dubai, UAE<\/span><\/span>\n          <\/div>\n        <\/div>\n        <div style=\"margin-top:24px;\">\n          <a href=\"https:\/\/truhauz.com\/buy\" class=\"tbbtn\">Browse All Listings \u2192<\/a>\n        <\/div>\n      <\/div>\n      <div class=\"tb-form-wrap\">\n        <iframe id=\"ziframe_830371\"\n          aria-label=\"Contact Us\"\n          frameborder=\"0\"\n          style=\"height:520px;width:100%;border:none;display:block;\"\n          src=\"https:\/\/forms.zohopublic.com\/elchintru1\/form\/ContactUs\/formperma\/_DensyNXfgDItjE-TsZ92uQERcSIhTnizr-QPf3wrBk\">\n        <\/iframe>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550 FOOTER STRIP \u2550\u2550\u2550 -->\n<div class=\"tb-footer-strip\">\n  \u00a9 2025 TruHauz Real Estate \u00b7 RERA Reg. 60838 \u00b7 Dubai, UAE<br>\n  <a href=\"https:\/\/truhauz.com\/buy\">Buy<\/a> \u00b7 <a href=\"https:\/\/truhauz.com\/golden-visa\/\">Golden Visa<\/a> \u00b7 <a href=\"https:\/\/truhauz.com\/mortgage-guide\/\">Mortgage Guide<\/a>\n<\/div>\n\n<\/div><!-- end .tb -->\n\n<script>\n\/* FAQ accordion *\/\nfunction tbFaq(el) {\n  var item = el.parentElement;\n  var wasOpen = item.classList.contains('tb-open');\n  document.querySelectorAll('.tb-faq-item.tb-open').forEach(function(i){ i.classList.remove('tb-open'); });\n  if (!wasOpen) item.classList.add('tb-open');\n}\n\n\/* Zoho iframe referrer *\/\n(function() {\n  try {\n    var f = document.getElementById(\"ziframe_830371\");\n    if (!f) return;\n    var src = f.src;\n    if (!\/([\\?&]referrername=)\/.test(src)) {\n      var rfr = '';\n      try { rfr = window.self !== window.top ? window.top.location.href : window.location.href; } catch(e) { rfr = window.location.href; }\n      if (rfr) {\n        if (rfr.length > 1800) { var q = rfr.indexOf('?'); rfr = q > -1 ? rfr.substring(0,q) : rfr.substring(0,1800); }\n        src += (src.indexOf('?') > 0 ? 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Here is everything you need to know before you buy property in Dubai. \ud83c\udfd9\ufe0f 60+ Freehold Zones \ud83d\udcb0 From AED 400,000 \ud83d\udcc8 6\u20139% [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":36683,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_joinchat":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-37047","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Buy Property in Dubai | Dubai Real Estate - Apartments, Villas, Townhouses, Penthouses | TruHauz<\/title>\n<meta name=\"description\" content=\"Explore how to buy property in Dubai. 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